Check Cashing Services

Need to cash a check?  We’re ready to serve you 24 hours a day, 7 days a week, 365 days a year.

We’re always here to help!   And unlike many of our competitors, we cash all types of checks — personal checks, payroll checks, insurance checks, Cashier’s checks, government checks, money orders and more — and give you cash on the spot. No check is too large.

All you need is the check and your photo I.D.  Our fees vary based on the type of check and are regulated by the State of Tennessee. Local payroll and government check cashing rates start at 1%. The fee chart below is available in all our locations and our associates will be happy to answer any questions you have.

Let Advance Financial Handle Your Check Cashing Needs

What kinds of checks do you cash?

Unlike many of our competitors, we cash all types of checks — personal checks, payroll checks, insurance checks, Cashier’s checks, government checks, money orders and more — and give you cash on the spot.

What do I need to bring with me to cash a check?

All you need is the check and your photo I.D.

What fee do you charge for cashing a check?

Our fees vary based on the type of check and are regulated by the State of Tennessee. Local payroll and government check cashing rates start at 1%. Fees are available in all our locations, and our associates will be happy to answer any questions you have.

Check TypeRateMinimum Fee
Payroll1% - 2.99%$3
Government1% - 2.99%$2
All Other1% - 5%$5
Money Order10%$5
Personal10%$5
Maximum Membership Fee$10
Return Check Fee$20