WE NO LONGER OFFER AN ONLINE LINE OF CREDIT IN VIRGINIA
How Does an Online Line of Credit Work?
Simple Process
Apply in minutes with our
quick online application
Quick Approvals
Submit application and
get approved
Instant Funding*
Money credited into debit card
or bank account – instantly. *Bank participation required
Even if you have medical insurance, sometimes unexpected medical bills can be troubling. No worries. Now you can get extra cash quickly from Advance Financial.
Use instant cash for medical emergencies, sudden expenses, or anything else. You only pay interest on the amount of cash you borrow.
Our repayment options are flexible and put you in control. Pay back your loan in payments or in full all at once with no prepayment penalty.
Flexible Loans That Fit Your Ongoing Needs
Flexible Payments
Fixed rate
Access your cash anywhere
Line of Credit Loan FAQs
What is an online line of credit loan?
It is an unsecured open line of credit and comes with credit limits. You will only be charged with interest and fees only for the amount you withdraw.
How does a line of credit compare to a payday loan?
A line of credit comes with credit limits and lets you borrow money up to your approved limit. A payday loan is a short-term loan that helps you get quick cash to cover your expenses and must be paid back by your next payday. Unlike a payday loan, an online line of credit can be a better choice as it gives you the flexibility to repay at your own pace in conveniently scheduled payments.
Line of credit vs. credit card cash advance
A personal line of credit and a credit card are both unsecured revolving credit products. A personal line of credit may have a higher annual percentage rate (APR) than a cash advance on a credit card, but you may be able to borrow a larger amount on a line of credit