How Does a Kansas Online Line of Credit Work?
Simple Process
Apply in minutes with our
quick online application
Quick Approvals
Submit application and
get approved
Instant Funding*
Money credited into debit card
or bank account – instantly. *Bank participation required
What happens if you are struggling financially and suddenly your car breaks down or it’s the middle of summer and your air conditioner stops working? What do you do? Good news. You can get a Line of Credit Loan in Kansas up to $4,000 from Advance Financial. And get approved in minutes even with a poor credit score.
We understand that life can throw you a curveball when you least expect it. A loan with Advance Financial puts you in control and an online Line of Credit Loan can be a better alternative to title loans or payday loans.
For quick approval, apply now!
Flexible Loans That Fit Your Ongoing Needs
Flexible Payments
Fixed rate
Access your cash anywhere
Line of Credit Loan FAQs – Kansas
What is an online line of credit loan?
It is an unsecured open line of credit and comes with credit limits. You will only be charged with interest and fees only for the amount you withdraw.
What do I need to get an online line of credit in Kansas?
- Photo ID
- Proof of income
How does a line of credit compare to a payday loan?
A line of credit comes with credit limits and lets you borrow money up to your approved limit. A payday loan is a short-term loan that helps you get quick cash to cover your expenses and must be paid back by your next payday. Unlike a payday loan, an online line of credit can be a better choice as it gives you the flexibility to repay at your own pace in conveniently scheduled payments.
When will my payments be due?
Your due dates will be bi-weekly, semi-monthly or monthly.
Loan Rates & Terms
Line of Credit Rates and Terms in Kansas
Advance Financial loan agreements are governed by the applicable laws of the State of Kansas.
Maximum Amount
The maximum Line of Credit amount at Advance Financial is $4,000. You can pay back your Line of Credit anytime and you only pay interest for the amount of time you keep the money.
How much can I receive on a Line of Credit?
A withdrawal from your Line of Credit is called a Cash Advance. Cash Advances can be requested from $50 up to your available Credit Limit.
How much does it cost?
Kansas Interest Rates and Interest Charges
| APR* for Cash Advances | 450%  |
| Paying Interest | You will be charged periodic interest from the date of each transaction |
* Annual Percentage Rate: The APR is the cost of your loan expressed as a yearly rate.
This is the maximum rate we charge. Some borrowers may qualify for lower rates.
| Fees | |
| Annual Fee | None |
| Transaction Fees
| 10% of the requested amount or $50.00, whichever is lower |
| Late Payment Fee | You may be charged $10.00 if your Minimum Payment Due was more than $25.00 or $5.00 if your Minimum Payment Due was $25.00 or less |
| Returned Payment Fee | $30.00 |
Licenses
Disclaimers
Select Your State
AlabamaDelawareIdahoKansasMississippiMissouriNorth DakotaSouth CarolinaTennesseeTexasUtahVirginiaWisconsin
Alabama
Advance Financial offers an online Line of Credit Loan from $2,000 up to $4,000 in Alabama for life’s unexpected expenses.
Alabama is known as the Heart of Dixie and is home to the largest space museum in the world in Huntsville: the U.S. Space & Rocket Center.
Delaware
If you live in Delaware and need some fast cash, Advance Financial offers an online Line of Credit Loan from $100 up to $4,000.
Did you know that Delaware was the first state in the United States.
Idaho
Do you live in the Gem State? Advance Financial offers an online Line of Credit Loan in Idaho from $100 up to $4,000.
Do you know Idaho is nicknamed the “Gem State” because of its natural beauty?
Kansas
If you live in Kansas and need cash fast, we’re here to help. We offer an unsecured Line of Credit Loan up to $4,000 to help with life’s financial challenges.
Fun fact: Did you know that Kansas is known as the Breadbasket of America because it’s the nation’s leading wheat producer?
Mississippi
Need cash fast? Check out the Advance Financial Installment Loan in Mississippi. Online Installment Loans in Mississippi range from $25 up to $2,500.
Fun fact: There are several famous people who were born in Mississippi, including Elvis Presley, Oprah Winfrey, B.B. King, and Jimmy Buffett.
Missouri
If you live in the “Show Me State” and need cash fast, check out the Advance Financial Line of Credit Loan. You could borrow anywhere from $500 up to $4,000 in Missouri.
Supposedly the ‘Show Me State’ expression egan when Congressman Willard Duncan Vandiver stated, “I’m from Missouri and you’ve got to show me.”
North Dakota
If you live in North Dakota and need cash fast, you could qualify from $1,000 up to $4,000 at Advance Financial.
Fun Fact: North Dakota is the number one producer of honey in the United States, producing over 38 million pounds in 2018 valued at over $71 million.
South Carolina
If you’re in need of cash in South Carolina, look no further than Advance Financial. We offer an online Line of Credit Loan in South Carolina ranging from $610 up to $4,000.
Did you know that musicians James Brown and Chubby Checker and politician Jesse Jackson are all from South Carolina?
Tennessee
Advance Financial offers a Line of Credit Loan from $25 up to $4,000 in the great State of Tennessee. You can apply online or visit any one of our over 100 stores from Millington to Bristol.
Advance Financial is proud to call Tennessee home. There are tons of things to see and do in Tennessee including Graceland, the place Elvis Presley called home, Dollywood and the Great Smoky Mountains.
Texas
If you live in the Lone Star State (Texas), Advance Financial offers an online Installment Loan ranging from $100 up to $3,000.
Did you know that Texas is known as the Lone Star State because of its former status as an independent republic, and as a reminder of the state’s struggle for independence from Mexico?
Utah
If you’re in need of fast cash and live in Utah, you could qualify for an Advance Financial online Line of Credit Loan ranging from $100 up to $4,000.
Did you know Utah got its state name from the Ute Indians and means people of the mountains.
WE NO LONGER OFFER AN ONLINE LINE OF CREDIT IN VIRGINIA
Wisconsin
Advance Financial offers both a Line of Credit Loan and an Installment Loan in Wisconsin. You simply apply online and we’ll determine which loan you qualify for.
Did you know that Wisconsin is known as America’s Dairyland because it’s one of the nation’s leading dairy producers, particularly known for its cheese.
