How Does an Alabama Online Line of Credit Work?
Simple Process
Apply in minutes with our
quick online application
Quick Approvals
Submit application and
get approved
Instant Funding*
Money credited into debit card
or bank account – instantly. *Bank participation required
Sometimes you need extra cash for emergencies. Good news! An Advance Financial Line of Credit Loan is a smarter and faster way to borrow money in Alabama. We approve Line of Credit Loans from $2,000 up to $4,000 in Alabama and do not require you to have a high credit score. We offer a secure process to apply for a loan and our friendly customer service team is happy to help 24/7/365 to answer all your questions.
Whether you live in Huntsville, Montgomery, Dothan, Gadsden, or Birmingham, the Advance Financial Line of Credit Loan is the perfect alternative to other loans. No more long wait times, no more hassles! Apply for a paperless loan online and you could get the cash you need on the same day*. And you can pay off your loan early without penalty and we will even keep your line of credit open so you can get the cash you need anytime.
*Bank participation required
Flexible Loans That Fit Your Ongoing Needs
Flexible Payments
Fixed rate
Access your cash anywhere
Line of Credit Loan FAQs – Alabama
What is an online line of credit loan?
It is an unsecured open line of credit and comes with credit limits. You will only be charged with interest and fees only for the amount you withdraw.
What do I need to get an online line of credit in Alabama?
- Photo ID
- Proof of income
How does a line of credit compare to a payday loan?
A line of credit comes with credit limits and lets you borrow money up to your approved limit. A payday loan is a short-term loan that helps you get quick cash to cover your expenses and must be paid back by your next payday. Unlike a payday loan, an online line of credit can be a better choice as it gives you the flexibility to repay at your own pace in conveniently scheduled payments.
How does a line of credit compare to a title loan?
A line of credit is an unsecured open line of credit and comes with a credit limit. You can withdraw money up to the maximum limit approved and you only pay interest for the time you keep the money. A title loan is a short-term secured loan where you must use your vehicle title as collateral to secure the loan.