Check Cashing Services

Advance Financial Local Checking Services TN

Need to cash a check? Let Advance Financial handle all your check cashing needs.

What kinds of checks do you cash?

Unlike many of our competitors, we cash all types of checks — personal checks, payroll checks, insurance checks, Cashier’s checks, government checks, money orders and more — and give you cash on the spot.

What do I need to bring with me to cash a check?

All you need is the check and your photo I.D.

What fee do you charge for cashing a check?

Our fees vary based on the type of check and are regulated by the State of Tennessee. Local payroll and government check cashing rates start at 1%. Fees are available in all our locations, and our associates will be happy to answer any questions you have.

Check Type Rate Minimum Fee
Payroll 1% - 2.99% $3
Government 1% - 2.99% $2
All Other 1% - 5% $5
Money Order 10% $5
Personal 10% $5
Maximum Membership Fee $10
Return Check Fee $20