How Does a Texas Installment Loan Work?
Simple Process
Apply in minutes with our
quick online application
Quick Approvals
Submit application and
get approved.
Instant Funding*
Money credited into debit card
or bank account - instantly. *Bank participation
required.
We know it can be hard to make ends meet until your next payday. Whether you need cash to fix your truck or for an unexpected medical bill, Advance Financial is ready 24/7.
No matter where you live in the Lone Star State, an online Installment Loan is a great option if you need a short-term loan. Advance Financial is here 24/7 to answer your questions, assist with your loan and help you get your cash fast - up to $3,000. You can even qualify for same-day funding*. Finally, you pay the loan back in fixed, equal installments that are spread out over several months, aligned with your payday.
Let Advance Financial set up your online Installment Loan in Texas. Apply online today. You could get approved for up to $3,000 with same-day funding*.
*Bank Participation Required
**Caesar Finance, LLC d/b/a Advance Financial acts as a licensed credit access business arranging loans, and is not the lender. All loans to Texas borrowers are made by a third-party lender. Installment loans from $100 to $3,000, subject to underwriting and approval.
Flexible Loans That Fit Your Ongoing Needs
Flexible Payments
Fixed Rate
Access Your Cash Anywhere
Installment Loan FAQs - Texas
What do I need in or order to get an online Installment loan in Texas?
- Photo ID
- Verifiable Income
- Open/Active Bank Account to Receive Your Funds.
How much can I receive with an online Installment Loan in Texas?
You can receive $100 up to $3,000
When will my payments be due?
Your due dates will be bi-weekly, semi-monthly or monthly.
*Bank participation required
Installment Loan Rates and Terms in Texas
How much does it cost?
Mississippi Interest Rates and Interest Charges
The chart below is an example of a $500 Installment Loan. Rates and terms may vary based on loan amount. Please see your loan agreement for the annual percentage rate (APR) and other applicable loan terms. If you have any questions or would like more information, Advance Financial is here to help 24/7.
In this example, the customer pays once a month and would make 4 payments of $318.08 and one (1) final payment of $318.14:
| MONTHLY INSTALLMENT LOAN EXAMPLES - TEXAS | ||||
| APR* 652.71% |
Finance Charge $ 16.48 |
Amount Financed $ 500.00 |
CAB Fee $ 1,073.98 |
Total of payments** 4 payments of $ 318.08, and final payment of $ 318.14 |
In this example, the customer pays bi-weekly and would make 10 payments of $122.16 and one (1) final payment of $122.21:
| MONTHLY INSTALLMENT LOAN EXAMPLES - TEXAS | ||||
| APR* 658.11% |
Finance Charge $ 12.72 |
Amount Financed $ 500.00 |
CAB Fee $ 831.09 |
Total of payments** 10 payments of $ 122.16, and final payment of $ 122.21 |
Important: The terms of your actual installment loan might be different than the examples above based on a number of factors, including the amount of money you borrow, the length of the loan term and your APR. These factors will affect the terms and the actual costs of your credit.
*Annual Percentage Rate: The APR is the cost of your loan expressed as a yearly rate.
** Assumes all payments are made as scheduled.
Advance Financial loan agreements are governed by applicable federal laws and state laws of Texas.
To See Your State's Licenses
Certificate Blue Forms
$500 Installment Loan – 11 Bi-Weekly Installments(opens in PDF)
$750 Installment Loan – 11 Bi-Weekly Installments(opens in PDF)
$1000 Installment Loan – 11 Bi-Weekly Installments(opens in PDF)
$500 Installment Loan – 5 Monthly Installments(opens in PDF)
$750 Installment Loan – 5 Monthly Installments(opens in PDF)
$1000 Installment Loan – 5 Monthly Installments(opens in PDF)
In Texas, Advance Financial acts as a licensed Credit Access Business arranging loans and is not a lender. All loans to Texas borrowers are made by a third-party lender. Online Installment Loans in Texas are from $100 up to $3,000, subject to underwriting and approval.
Consumer Credit Notice:
This business is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the business, consumers can contact the OCCC to file a complaint or ask a general credit related question. OCCC address: 2601 N. Lamar Blvd, Austin, Texas 78705. Phone:(800) 538-1579. Fax: (512) 936-7610. Website: occc.texas.gov. Email: [email protected]
An advance of money obtained through a payday loan or auto loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.
In Texas, Advance Financial does not offer single-payment payday loans or any auto title loans
Alabama
CC Flow offers an online Line of Credit Loan up to $4,000 in Alabama for life's unexpected expenses.
Alabama is home to the largest space museum in the world in Huntsville: the U.S. Space & Rocket Center.
Arizona
If you live in Arizona and need cash fast, check out the CC Flow online Line of Credit Loan. You could borrow up to $4,000 in Arizona.
Arizona is known as both the Grand Canyon State and the Copper State. The capital city, Phoenix, is the hottest city in the US.
Delaware
If you live in Delaware and need some fast cash, Advance Financial offers an online Line of Credit Loan from $100 up to $4,000.
Did you know that Delaware was the first state in the United States.
Florida
If you live in the Florida and need cash fast, check out the CC Flow online Line of Credit Loan. You could borrow up to $4,000 in Florida.
Did you know that Florida has the longest coastline in the contiguous United States and is the only state to border both the Atlantic Ocean and the Gulf of Mexico?
Hawaii
If you live in Hawaii and need cash fast, check out the CC Flow online Line of Credit Loan. You could borrow up to $4,000 in Hawaii.
The world-famous Dole Plantation on the Hawaiian Island of Oahu is home to the largest maze in the world.
Idaho
Do you live in the Gem State? Advance Financial offers an online Line of Credit Loan in Idaho from $100 up to $4,000.
Do you know Idaho is nicknamed the "Gem State" because of its natural beauty?
Indiana
If you live in Indiana and need cash fast, CC Flow is here to help. CC Flow offers an online Line of Credit Loan up to $4,000 to help with life's financial challenges.
Did you know that on Sept. 5, 1885, the first gas pump was born in Fort Wayne, Indiana? The Indianapolis 500, also known as "The Greatest Spectacle in Racing," takes place in the state's capital.
Kansas
If you live in Kansas and need cash fast, we're here to help. We offer an unsecured Line of Credit Loan up to $4,000 to help with life's financial challenges.
Fun fact: Did you know that Kansas is known as the Breadbasket of America because it's the nation's leading wheat producer?
Kentucky
If you're in need of cash and live in Kentucky, look no further than CC Flow. CC Flow offers an online Line of Credit Loan in Kentucky up to $4,000.
Did you know that Kentucky is known as the horse capital of the world and is home to the Kentucky Derby?
Louisiana
It can be hard to get a loan from a bank. CC Flow is here to help. A CC Flow online Line of Credit Loan in Louisiana could get you up to $4,000 fast. Apply now and get the cash you need.
Do you know who's from Louisiana? Famous Americans from Louisiana include Jerry Lee Lewis, Ellen DeGeneres, Louis Armstrong, Reese Witherspoon, Peyton Manning, and Tyler Perry.
Michigan
If you live in Michigan and need cash fast, CC Flow is here to help. CC Flow offers an online Line of Credit Loan up to $4,000 to help with life's financial challenges.
Fun fact: Did you know that Michigan is the only state that touches four of the five Great Lakes.
Minnesota
You're living in the land of 10,000 lakes and could use a little extra cash. CC Flow is here to help. With an online line of credit loan up to $4,000 in Minnesota, you can get the cash you need fast. Apply now and see how much money you could borrow.
Fun Fact: Minnesota is home to many inventions that you probably use. This includes scotch tape, pop-up toasters, water skis, in-the-ear hearing aids, and grocery bags with handles.
Mississippi
Need cash fast? CC Flow offers an online Line of Credit Loan up to $4,000 in Mississippi.
Fun Fact: There are several famous people who were born in Mississippi, including Elvis Presley, Oprah Winfrey, B.B. King, and Jimmy Buffett.
Missouri
If you live in the "Show Me State" and need cash fast, check out the Advance Financial Line of Credit Loan. You could borrow anywhere from $500 up to $4,000 in Missouri.
Supposedly the ‘Show Me State' expression began when Congressman Willard Duncan Vandiver stated, "I'm from Missouri and you've got to show me."
Montana
CC Flow offers an online Line of Credit Loan from $25 up to $4,000 in the great State of Montana. It's easy to apply online.
Here's some interesting information. The largest snowflake ever observed was nearly 15 inches wide and was recorded in Montana on January 28, 1887. Also, remember daredevil Evil Knievel (Robert Craig Knievel Jr.)? He is from Butte, Montana.
CC FLOW NO LONGER OFFERS AN ONLINE LINE OF CREDIT IN NEBRASKA
Nebraska
Need cash fast? Check out the CC Flow online Line of Credit Loan in Nebraska. Online loans in Nebraska range from $25 up to $4,000.
Wow! Nebraska is the birthplace of Kool-Aid, invented by Edwin Perkins in 1927 in Hastings, Nebraska. Nebraska also is nowhere near an ocean, yet there is a lighthouse that stands along the road in Ashland, Nebraska.
WE NO LONGER OFFER AN ONLINE LINE OF CREDIT IN NORTH DAKOTA
North Dakota
If you live in Indiana and need cash fast, CC Flow is here to help. CC Flow offers an online Line of Credit Loan up to $4,000 to help with life's financial challenges.
Did you know that on Sept. 5, 1885, the first gas pump was born in Fort Wayne, Indiana? The Indianapolis 500, also known as "The Greatest Spectacle in Racing," takes place in the state's capital.
Ohio
If you're in need of fast cash and live in Ohio, you could qualify for a CC Flow online Line of Credit Loan ranging from $25 up to $4,000.
Did you know that Ohio takes its name from the Ohio River. Ohio originated from the Iroquois word ohi-yo', which means "great river."
Oklahoma
You're a hard-working Oklahoman, but sometimes you need a little help making ends meet. The CC Flow online Line of Credit Loan could be just the ticket. With this loan, you could borrow up to $4,000 in Oklahoma. Plus, our easy online application process makes it simple to get started.
Did you know that Oklahoma has produced more astronauts than any other state.
South Carolina
If you're in need of cash in South Carolina, look no further than Advance Financial. We offer an online Line of Credit Loan in South Carolina ranging from $610 up to $4,000.
Did you know that musicians James Brown and Chubby Checker and politician Jesse Jackson are all from South Carolina?
Tennessee
Advance Financial offers a Line of Credit Loan from $25 up to $4,000 in the great State of Tennessee. You can apply online or visit any one of our over 100 stores from Millington to Bristol.
Advance Financial is proud to call Tennessee home. There are tons of things to see and do in Tennessee including Graceland, the place Elvis Presley called home, Dollywood and the Great Smoky Mountains.
Texas
If you live in Texas, the land of the longhorn, and need cash fast, check out the CC Flow online Line of Credit Loan. You could borrow up to $4,000 in Texas.
Texas is famous for lots of things, i.e. BBQ, cowboy boots, crude oil, longhorn cattle and the heat. But did you know that the Johnson Space Center is located in Houston, Texas? "Houston, we have a problem" is a famous phrase that is tied to the Apollo 13 mission to the moon in 1970.
Utah
If you're in need of fast cash and live in Utah, you could qualify for an Advance Financial online Line of Credit Loan ranging from $100 up to $4,000.
Did you know Utah got its state name from the Ute Indians and means people of the mountains.
Washington
If you live in Washington and need cash fast, check out the CC Flow online Line of Credit Loan. You could borrow up to $4,000 in Washington.
Washington is famous for the Space Needle which towers over Seattle. The 605-foot-tall iconic observation tower is a landmark that was built for the 1962 World's Fair.
Wisconsin
Advance Financial offers both a Line of Credit Loan and an Installment Loan in Wisconsin. You simply apply online and we'll determine which loan you qualify for.
Did you know that Wisconsin is known as America's Dairyland because it's one of the nation's leading dairy producers, particularly known for its cheese.