How Does a Wisconsin Online Line of Credit Work?
Simple Process
Apply in minutes with our
quick online application
Quick Approvals
Submit application and
get approved.
Instant Funding*
Money credited into debit card
or bank account - instantly. *Bank participation
required.
Are you having trouble getting a loan at the bank because of your poor credit score? Come to Advance Financial. With the Advance Financial Line of Credit Loan in Wisconsin, you could be approved with same day funding up to $4,000, regardless of your credit score.
Once you qualify for the Advance Financial Line of Credit Loan, you can either take all the cash, up to your approved credit limit, or just what you need.
Take advantage of our flexible payment options or pay the loan in full without any prepayment penalty.
Apply now and get approved in minutes!
Flexible Loans That Fit Your Ongoing Needs
Flexible Payments
Fixed Rate
Access Your Cash Anywhere
Line of Credit Loan FAQs - Wisconsin
What is an online line of credit loan?
It is an unsecured open line of credit and comes with credit limits. You will only be charged with interest and fees only for the amount you withdraw.
What do I need to get an online line of credit in Wisconsin?
- Photo ID
- Proof of income
How does a line of credit compare to a title loan?
A line of credit is an unsecured open line of credit and comes with a credit limit. You can withdraw money up to the maximum limit approved and you only pay interest for the time you keep the money. A title loan is a short-term secured loan where you must use your vehicle title as collateral to secure the loan.
Why choose Advance Financial?
- Simple loan application
- Quick loan processing
- Fast funding
- Flexible Payments
- No prepayment penalty
Line of Credit Rates and Terms in Wisconsin
Advance Financial loan agreements are governed by the applicable laws of the State of Wisconsin.
Maximum Amount
The maximum Line of Credit amount at Advance Financial is $4,000. You can pay back your Line of Credit anytime and you only pay interest and fees for the amount of time you keep the money.
How much can I receive on a Line of Credit?
A withdrawal from your Line of Credit is called a Cash Advance. Cash Advances can be requested from $50 up to your available Credit Limit.
How much does it cost?
Wisconsin Interest Rates and Interest Charges
| APR* for Cash Advances |
399% |
| Paying Interest | You will be charged periodic interest from the date of each transaction |
* Annual Percentage Rate: The APR is the cost of your loan expressed as a yearly rate.
| Fees | |
| Annual Fee | None |
|
Transaction Fees
|
10% of the requested amount or $50.00, whichever is lower |
| Late Payment Fee | 5% of the unpaid amount or $15, whichever is greater. |
| Returned Payment Fee | $15.00 |
To See Your State's Licenses
Disclaimers
You may qualify for an online installment loan from $25 to $1,500 or an online line of credit from $1,501 to $4,000. Credit will be extended in accordance with Wisconsin Statutes, Section 138.09 and other applicable law. Advance Financial License #3705. If you are married and your spouse is not a party to your application, Section 766.56(3)(b), Wis. Stats. requires that Advance Financial mail written notice to your non-applicant spouse. Advance Financial loan agreements are governed by Federal and applicable laws of the State of Wisconsin.