Due to changes in legislation and regulations, we unfortunately no longer offer new loans in the State of California. If you have a current loan in California, please be assured we will continue to service that loan with the world-class customer experience you've come to expect from us.
We do offer loan options in the states listed below. Select the state where you reside and proceed with your loan application.
We continue to strive for excellence and compliance with all applicable laws, so that customers can make their financial decisions with confidence. We thank you in advance for your understanding regarding this change. If you have any further questions or concerns, please do not hesitate to contact us. We are always happy to help.
Line of Credit Rates and Terms in California
Advance Financial loan agreements are governed by Federal and applicable laws of the State of California.
Maximum Amount
The maximum Line of Credit amount at Advance Financial is $4,000.
You can pay back your Line of Credit anytime, and you only pay interest for the time you keep the borrowed money with you.
How much can I receive on a Line of Credit?
A withdrawal from your Line of Credit is called a Cash Advance. Cash Advances can be requested from $2,550 up to your available Credit Limit.
How much does it cost?
California Interest Rates and Interest Charges
| APR* for Cash Advances |
240% |
| Paying Interest | You will be charged periodic interest from the date of each transaction |
* Annual Percentage Rate: The APR is the cost of your loan expressed as a yearly rate.
To See Your State's Licenses
AFWS1020-08-28-2023v1