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Turkey Threading

How to Cook the Perfect Turkey

So there is one item on the table at thanksgiving that needs to have some extra attention when preparing, and that’s the Turkey. A staple dish for the Thanksgiving holiday, there are many different recipes and procedures to preparing a turkey. To help you this year prepare the perfect turkey for your family and friends we have listed the top tips to follow when cooking your feast.

Get the Right Size

When making a turkey for a group, you want to make sure everyone actually gets to take a bite. To ensure you make the right amount figure on 1 to 1 1/2 pounds of turkey per person. For example, 8 people will require an 8 to 12-pound turkey.

turkey-count

Cook with Veggies

When cooking, place your turkey on top of a rack of carrots, onions and celery with a regular cooking pan placed underneath the rack. Cooking the turkey while lifted off the pan will actually help increase air circulation, which will lead to any evenly crispy turkey. The vegetables will add tons of extra flavor as well.

vetables

Keep it Moist

A dry turkey can be the downfall of Thanksgiving dinner. To ensure a perfectly moist turkey, use the technic of brining. Brining is similar to marinating where you soak the turkey for 30 minutes to a few days in a solution called brine before cooking. Brine is a solution usually containing salt, cold water, sugar and a variety of spices. Here is a link for the perfect brine recipe. Brine Recipe
mixture


Hold the Stuffing

Instead of cooking the stuffing inside the turkey, cook it in a separate pan. Cooking stuffing inside the turkey can cause the growth of harmful bacteria. It also will take longer to cook, which could result in it being drier.

stuffing


Tie It Up

To ensure the meat cooks evenly truss your turkey. Trussing is tying up the turkey so all the limbs are tightly bound close to the core. Simply tuck the wings of the turkey under the body and tie the legs together with kitchen string to create a tight package.

wrapping-turkey


Better with Butter

A little butter makes everything better, doesn’t it? Before putting your turkey in the oven drench it with butter. Make sure the skin is completely dry and rub an entire stick of butter all of the turkey.

butter


Contain the Flavor

To lock in all the flavor and juices, cover your turkey after taking it out of the oven with tin foil. Let it rest for at least 15 to 20 minutes before carving and be sure not to cover the turkey too tightly as you don’t want it to steam under the foil.
cover

Loan Application

Guide to the Most Popular Types of Loans

Loan Application

It is very likely that in most Americans’ lifetime they will need to utilize some form of loan service. When it comes to borrowing money, there are a lot of options out there that pertain to specific circumstances. Below you will find a breakdown of the most popular loans.

Student Loans

When it comes to a student loan, you have the choice of getting a federal student loan or a private student loan. Student loans are limited to college students or their families to help cover the cost of tuition and other expenses. In most cases, it is usually better to take out a federal student loan, as they typically have lower interest rates and better repayment terms. For more information on applying for a federal or private student loan, click here.

Mortgages

In the market to buy a home? A mortgage is the type of loan for you. A mortgage is a legal agreement where a bank or other creditor loans money at interest in exchange for taking title of the debtor’s home or property. The mortgage is tied to your home, so if you fall behind on payments, the bank or credit lender can take the house or property. There are many forms of mortgages but the most popular is the fixed 15/30-year loan. With this loan, you will have the house completely paid off in 15 or 30 years and the interest rate will never go up or down no matter what the market does.

Auto Loans

Unless you can pay the full price for a car upfront, you are probably going to take out an auto loan when purchasing a new vehicle. In this case an auto dealer or bank provides the finances. Based on your credit score and the lender you could potentially pay zero percent interest with this type of loan. These loans typically last between 2 and 6 years.

Small Business Loans

Small business loans are usually given out to startup businesses or entrepreneurs to help finance the opening or expanding of a business. The U.S. Small Business Administration (SBA) is the best source for small business loans. They offer different options depending on the type of expenses and business needs. For more information on a small business loan and how to apply for one click here.

Payday Loans

A Payday Loan is a set amount of money, usually a smaller amount, that is borrowed with an agreed upon repayment date falling on the borrower’s next payday. Not only is the full amount required to be paid in full on the next Payday, but all interest that was acquired as well. In most cases when taking out a Payday Loan, you will know the exact amount that will need to be paid back- total amount borrowed + interest that will accrue.

Flex Loan

Different from a Payday Loan or an Installment Loan, a FLEX Loan allows you the opportunity to apply only one time yet withdraw cash any time you need it (up to your credit limit). And unlike a payday loan or installment loan, when using a FLEX Loan, you pay back the loan at your own pace, with payments, or installments, that coordinate with your payday. With an Advance Financial FLEX Loan, you can get approved for up to $4,000. Our FLEX Loans are available both online or at any one of our 24/7 locations all over Tennessee. Click here to apply.

Financial Stress- Bad Credit Loan

How to Cope with Financial Stress

Financial Stress- Bad Credit Loan

Anxiety is a feeling all human beings experience from time to time. When it comes to the source of that anxiety, your finances is at the top of the list. No matter what gender, social class, or age you are, the majority of individuals have or will experience some form of financial stress. It can be one of the most suffocating feelings in the world to stress and worry about money. Money is the thing that helps us live, but living your life from payday to payday can not only take a toll on your mental health, but your physical health as well. Below we have outlined the steps to take to gain some relief and cope with financial stress.

Identify the Problem

Anytime there is a problem, finding a solution or working to find a solution will allow you to gain peace of mind. Progress, in any form, is a positive feeling that can overpower or suppress the feeling of anxiety. Before you can work towards a solution, you must know the problem or problems. Specific to your finances, you need to find your source. What is causing your financial stress? Is it a mortgage you can’t afford, friends with spending habits you can’t keep up with, or credit card debt that is out of control? There may be multiple different habits or expenses that cause your financial stress, but outlining them and acknowledging they are the source tied to your anxiety is the first step to overcoming that anxiety.

Make a Plan

Physically write it out. Take pen to paper and list all the problems that cause financial stress and then start listing ways to overcome each of them. If your mortgage is one of the sources of stress, for example, list ways to eliminate that stress. You can try to refinance, downsize, or get a second job to be able to bring in the amount of income you need to afford your home. Simplification is key. Here are the problems and here are the solutions. Remember progress is the tactic to suppressing anxiety. Making a plan and getting organized about how to solve your financial weaknesses will aid in lowering your stress level.

Set Goals

The best way to ensure you take action on your outlined plan, is to set daily, weekly, and monthly goals for yourself. Start chipping away at the mountain blocking financial freedom. Goals need to directly reflect the possible solutions to the problems you have already outlined. Think of tackling your financial stressors as small battle victories that will eventually win the war. Make your goals build on one another. If you meet your daily goals consistently, then you will meet your weekly goal. If you meet your weekly goals every week, then you will meet your monthly goal. They all add up to an overall victory.

Stay Accountable

Overcoming any problem in your life that causes anxiety will not always be easy. It takes discipline and perseverance. You need a constant reminder of why you are putting so much effort into getting rid of this source of stress. Try thinking of a time when you were not financially stressed and how you felt in general during that time.  Remind yourself of how good it felt to have financial freedom. Getting a close friend or relative to help you be accountable will also help tremendously. Just having a weekly conversation with that individual about the progress you’ve made will help with motivation to keep powering on.

Financial Wellness Assist- Payday Loan

When and How to Use Payday Loans

paydayloan

Life happens for all of us. Life can be messy, complicated, and stressful. More times than not the obstacle that makes our lives feel overwhelming is connected to our financial situation. Financial problems can be one of the scariest things in life, and it’s even scarier if you have a family. The majority of U.S. citizens rely on a fixed income to survive. According to a recent study by CareerBuilder, 78% of full-time workers live from payday to payday. This means the majority of Americans are just trying to survive till payday every week. For those living this life of constant struggle, there is also the fear of some unexpected expense that will collapse everything they have built financially. In this instance, many who are struggling to make ends meet lean on Payday loans, Installment loans, or our very own Advance Financial Flex Loan as a way to power on and keep life moving. Just like any form of loan, there is risk involved, but if used correctly it’s a great financial resource to utilize. Below we have outlined everything you need to know about using a Payday Loan, Installment Loan, or FLEX Loan.

What is a Payday, Installment, and FLEX Loan?

Payday Loan

A Payday Loan is set amount of money, usually a smaller amount, that is borrowed with an agreed upon repayment date falling on the borrower’s next payday. Not only is the full amount required to be paid in full on the next Payday, but all interest that was acquired as well. In most cases when taking out a Payday Loan, you will know the exact amount that will need to be paid back- total amount borrowed + Interest that will accrue.

Installment Loan

Like all loans, an installment loan is repaid over time, but the difference in an installment loan and a payday loan is there are a set number of scheduled payments. The Loan can last anywhere from a few weeks to a few months or even years.

 FLEX Loan

Different from a Payday Loan or an Installment Loan, a FLEX Loan allows you the opportunity to apply only one time yet withdraw cash any time you need it (up to your credit limit). And unlike a payday loan or installment loan, when using a FLEX Loan, you pay back the loan at your own pace, with payments, or installments, that coordinate with your payday. With an Advance Financial FLEX Loan, you can get approved for up to $4,000. Our FLEX Loans are available both online or at any one of our 24/7 locations all over Tennessee. Click here to apply.

When and How to use a Payday or Short-term Loan

It is important to note that a Payday loan, Installment Loan or FLEX Loan is an expensive form of credit. You should only borrow what you know you can afford to pay back. Interest and fees are charged every day you keep the money and it is always recommended to pay more than the minimum payment.

Turkey Threading

Tips to Cooking the Perfect Turkey This Thanksgiving

 

coverturk

So there is one item on the table at thanksgiving that needs to have some extra attention when preparing, and that’s the Turkey. A staple dish for the Thanksgiving holiday, there are many different recipes and procedures to preparing a turkey. To help you this year prepare the perfect turkey for your family and friends we have listed the top tips to follow when cooking your feast.

 

Get the Right Size

When making a turkey for a group, you want to make sure everyone actually gets to take a bite. To ensure you make the right amount figure on 1 to 1 1/2 pounds of turkey per person. For example, 8 people will require an 8 to 12-pound turkey.

turkey-count


 

Cook with Veggies

When cooking, place your turkey on top of a rack of carrots, onions and celery with a regular cooking pan placed underneath the rack. Cooking the turkey while lifted off the pan will actually help increase air circulation, which will lead to any evenly crispy turkey. The vegetables will add tons of extra flavor as well.

vetables


Keep it Moist

A dry turkey can be the downfall of Thanksgiving dinner. To ensure a perfectly moist turkey, use the technic of brining. Brining is similar to marinating where you soak the turkey for 30 minutes to a few days in a solution called brine before cooking. Brine is a solution usually containing salt, cold water, sugar and a variety of spices. Here is a link for the perfect brine recipe. Brine Recipe
mixture

 


 

Hold the Stuffing

Instead of cooking the stuffing inside the turkey, cook it in a separate pan. Cooking stuffing inside the turkey can cause the growth of harmful bacteria. It also will take longer to cook, which could result in it being drier.

stuffing


Tie It Up

To ensure the meat cooks evenly truss your turkey. Trussing is tying up the turkey so all the limbs are tightly bound close to the core. Simply tuck the wings of the turkey under the body and tie the legs together with kitchen string to create a tight package.

wrapping-turkey


Better with Butter

A little butter makes everything better, doesn’t it? Before putting your turkey in the oven drench it with butter. Make sure the skin is completely dry and rub an entire stick of butter all of the turkey.

butter


 

Contain the Flavor

To lock in all the flavor and juices, cover your turkey after taking it out of the oven with tin foil. Let it rest for at least 15 to 20 minutes before carving and be sure not to cover the turkey too tightly as you don’t want it to steam under the foil.
cover