Advance Financial no longer offers services including check cashing, bill pay, free money orders, prepaid cards, ATM, Western Union and Bitcoin. Please go to Loan Services to learn more about our Flex Loan product.

Prepaid Debit Cards

Netspend Prepaid Debit Cards

The Netspend® Visa® Prepaid Card1 can be used anywhere Visa Debit cards are accepted. Use your Netspend Prepaid Card to buy lunch at your favorite café, purchase electronics online or set a monthly budget.

Prior to March 31, 2024, you could load your card at any Advance Financial store and take control of your money.

Netspend Prepaid Card funds are FDIC-insured2 through the issuing bank.

  • Direct Deposit – Receive your payroll or government benefits check up to 2 days faster3
  • Flexibility – Your card can be used anywhere Visa Debit is accepted
  • Cash reward offers – Earn Payback RewardsSM4 for many everyday purchases
  • Mobile App – Manage your money on the go with the Netspend Mobile App5
  • Online Account Access – Check your balance, view transactions, manage features all in one place

1 IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.

2 Upon successful activation and registration of the Card Account, funds on deposit at Pathward, National Association, Member FDIC, are insured up to the standard maximum deposit insurance limit. Coverage limit is subject to aggregation of all of Cardholder’s funds held on deposit at Pathward, N.A.

3 Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor’s support of direct deposit and is subject to the timing of payor’s payment instruction.

4 Netspend Payback Rewards is an optional program. You may opt-out at any time by visiting the Payback Rewards page in your Online Account Center. Reward offers are based on individual shopping habits. Cash back rewards are credited to your Card Account and are not available in the form of a check or other direct payment method. See the program FAQs and Terms and Conditions in your Online Account Center for additional details about how and when you get rewarded. Program sponsor: Netspend Corporation. Pathward, N.A., and Visa are not affiliated in any way with this program and do not endorse or sponsor this program.

5 Netspend does not charge for this service, but your wireless carrier may charge for messages or data.

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Google Play and the Google Play logo are trademarks of Google LLC.

The Netspend Visa Prepaid Card is issued by Pathward, National Association, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Netspend is a registered agent of Pathward, N.A. Card may be used everywhere Visa debit cards are accepted. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.

©2022 Netspend Corporation. All rights reserved worldwide. Netspend is the federally registered U.S. service mark of Netspend Corporation. All other trademarks and service marks belong to their owners.