How Does a South Carolina Online Line of Credit Work?
Simple Process
Apply in minutes with our
quick online application
Quick Approvals
Submit application and
get approved.
Instant Funding*
Money credited into debit card
or bank account - instantly. *Bank participation
required.
Are you between paychecks and worried about bills? In South Carolina, an online line of credit from Advance Financial can help you make ends meet until your next payday! Get cash now for your rent, utility bills, or whatever you need, and breathe a sigh of relief.
Whether you are in Charleston, Greenville, Hilton Head Island or Myrtle Beach, Advance Financial understands how hard it can be for you to get through difficult financial times. That's why we offer an unsecured loan online up to $4,000 in South Carolina.
Once you qualify, you can either take all the cash, up to your approved credit limit or just what you need. And you can pay back in minimum monthly payments or repay the full balance without any prepayment penalty.
Flexible Loans That Fit Your Ongoing Needs
Flexible Payments
Fixed Rate
Access Your Cash Anywhere
Line of Credit Loan FAQs - South Carolina
What is an online line of credit loan?
It is an unsecured open line of credit and comes with credit limits. You will only be charged with interest and fees only for the amount you withdraw.
What do I need to get an online line of credit in South Carolina?
- Photo ID
- Proof of income
Line of credit vs. credit card cash advance
A personal line of credit and a credit card are both unsecured revolving credit products. A personal line of credit may have a higher annual percentage rate (APR) than a cash advance on a credit card, but you may be able to borrow a larger amount on a line of credit
Why choose Advance Financial?
- Simple loan application
- Quick loan processing
- Fast funding
- Flexible Payments
- No prepayment penalty
Line of Credit Rates and Terms in South Carolina
Advance Financial loan agreements are governed by the applicable laws of the State of South Carolina.
Maximum Amount
The maximum Line of Credit amount at Advance Financial is $4,000.
You can pay back your Line of Credit anytime and you only pay interest for the amount of time you keep the money.
How much can I receive on a Line of Credit?
A withdrawal from your Line of Credit is called a Cash Advance. Cash Advances can be requested from $610 up to your available Credit Limit.
How much does it cost?
South Carolina Interest Rates and Interest Charges
| APR* for Cash Advances | 450%  |
| Paying Interest | You will be charged periodic interest from the date of each transaction |
* Annual Percentage Rate: The APR is the cost of your loan expressed as a yearly rate.
This is the maximum rate we charge. Some borrowers may qualify for lower rates.
To See Your State's Licenses
Disclaimers
Online lines of credit from $610 to $4,000, subject to underwriting and approval. Minimum initial cash advance is $610.
