How Does a Texas Installment Loan Work?
Simple Process
Apply in minutes with our
quick online application
Quick Approvals
Submit application and
get approved.
Instant Funding*
Money credited into debit card
or bank account - instantly. *Bank participation
required.
We know it can be hard to make ends meet until your next payday. Whether you need cash to fix your truck or for an unexpected medical bill, Advance Financial is ready 24/7.
No matter where you live in the Lone Star State, an online Installment Loan is a great option if you need a short-term loan. Advance Financial is here 24/7 to answer your questions, assist with your loan and help you get your cash fast - up to $3,000. You can even qualify for same-day funding*. Finally, you pay the loan back in fixed, equal installments that are spread out over several months, aligned with your payday.
Let Advance Financial set up your online Installment Loan in Texas. Apply online today. You could get approved for up to $3,000 with same-day funding*.
*Bank Participation Required
**Caesar Finance, LLC d/b/a Advance Financial acts as a licensed credit access business arranging loans, and is not the lender. All loans to Texas borrowers are made by a third-party lender. Installment loans from $100 to $3,000, subject to underwriting and approval.
Flexible Loans That Fit Your Ongoing Needs
Regularly Scheduled Payments
Fixed Rate
Access Your Cash Anywhere
Installment Loan FAQs - Texas
What do I need in or order to get an online Installment loan in Texas?
- Photo ID
- Verifiable Income
- Open/Active Bank Account to Receive Your Funds.
How much can I receive with an online Installment Loan in Texas?
You can receive $100 up to $3,000
When will my payments be due?
Your due dates will be bi-weekly, semi-monthly or monthly.
*Bank participation required
Installment Loan Rates and Terms in Texas
How much does it cost?
Texas Interest Rates and Interest Charges
The chart below is an example of a $500 Installment Loan. Rates and terms may vary based on loan amount. Please see your loan agreement for the annual percentage rate (APR) and other applicable loan terms. If you have any questions or would like more information, Advance Financial is here to help 24/7.
In this example, the customer pays once a month and would make 4 payments of $318.08 and one (1) final payment of $318.14:
| MONTHLY INSTALLMENT LOAN EXAMPLES - TEXAS | ||||
| APR* 652.71% |
Finance Charge $ 16.48 |
Amount Financed $ 500.00 |
CAB Fee $ 1,073.98 |
Total of payments** 4 payments of $ 318.08, and final payment of $ 318.14 |
In this example, the customer pays bi-weekly and would make 10 payments of $122.16 and one (1) final payment of $122.21:
| MONTHLY INSTALLMENT LOAN EXAMPLES - TEXAS | ||||
| APR* 658.11% |
Finance Charge $ 12.72 |
Amount Financed $ 500.00 |
CAB Fee $ 831.09 |
Total of payments** 10 payments of $ 122.16, and final payment of $ 122.21 |
Important: The terms of your actual installment loan might be different than the examples above based on a number of factors, including the amount of money you borrow, the length of the loan term and your APR. These factors will affect the terms and the actual costs of your credit.
*Annual Percentage Rate: The APR is the cost of your loan expressed as a yearly rate.
** Assumes all payments are made as scheduled.
Advance Financial loan agreements are governed by applicable federal laws and state laws of Texas.
To See Your State's Licenses
Certificate Blue Forms
$500 Installment Loan – 11 Bi-Weekly Installments(opens in PDF)
$750 Installment Loan – 11 Bi-Weekly Installments(opens in PDF)
$1000 Installment Loan – 11 Bi-Weekly Installments(opens in PDF)
$500 Installment Loan – 5 Monthly Installments(opens in PDF)
$750 Installment Loan – 5 Monthly Installments(opens in PDF)
$1000 Installment Loan – 5 Monthly Installments(opens in PDF)
In Texas, Advance Financial acts as a licensed Credit Access Business arranging loans and is not a lender. All loans to Texas borrowers are made by a third-party lender. Online Installment Loans in Texas are from $100 up to $3,000, subject to underwriting and approval.
Consumer Credit Notice:
This business is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the business, consumers can contact the OCCC to file a complaint or ask a general credit related question. OCCC address: 2601 N. Lamar Blvd, Austin, Texas 78705. Phone:(800) 538-1579. Fax: (512) 936-7610. Website: occc.texas.gov. Email: [email protected]
An advance of money obtained through a payday loan or auto loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.
In Texas, Advance Financial does not offer single-payment payday loans or any auto title loans