How Does an Idaho Online Line of Credit Work?
Simple Process
Apply in minutes with our
quick online application
Quick Approvals
Submit application and
get approved.
Instant Funding*
Money credited into debit card
or bank account - instantly. *Bank participation
required.
Need fast cash in Idaho? Apply for an online Line of Credit Loan with Advance Financial to get instant cash. In Idaho, Advance Financial offers a line of credit from $50 up to $4,000 with same day funding*, even if you have bad credit or no credit at all. With our fast decision making process, you can get cash fast to get you through until your next payday.
The Advance Financial Line of Credit Loan is a great option, whether you live in Boise, Twin, Meridian, Pocatello, Nampa, or Sun Valley. If you are having trouble getting a traditional loan and do not know where to turn when times are tough, we are happy to help. Get the cash you need now to help with unexpected expenses.
*Bank participation required
Flexible Loans That Fit Your Ongoing Needs
Flexible Payments
Fixed Rate
Access Your Cash Anywhere
Line of Credit Loan FAQs - Idaho
What is an online line of credit loan?
It is an unsecured open line of credit and comes with credit limits. You will only be charged with interest and fees only for the amount you withdraw.
What do I need to get an online line of credit in Idaho?
- Photo ID
- Proof of income
Why choose Advance Financial?
- Simple loan application
- Quick loan processing
- Fast funding
- Flexible Payments
- No prepayment penalty
How long do I have before I am required to pay back my line of credit loan?
You can pay on your line of credit anytime, and you only pay interest and fees for the time you keep the borrowed money. The quicker you pay the principal balance, the fewer charges you will incur.
Line of Credit Rates and Terms in Idaho
Advance Financial loan agreements are governed by the applicable laws of the State of Idaho.
Maximum Amount
The maximum Line of Credit amount at Advance Financial is $4,000. You can pay back your Line of Credit anytime and you only pay interest for the amount of time you keep the money.
How much can I receive on a Line of Credit?
A withdrawal from your Line of Credit is called a Cash Advance. Cash Advances can be requested from $50 up to your available Credit Limit.
How much does it cost?
Idaho Interest Rates and Interest Charges
| APR* for Cash Advances | 450%  |
| Paying Interest | You will be charged periodic interest from the date of each transaction |
* Annual Percentage Rate: The APR is the cost of your loan expressed as a yearly rate.
This is the maximum rate we charge. Some borrowers may qualify for lower rates.
| Fees | |
| Annual Fee | None |
|
Transaction Fees
|
10% of the requested amount or $50.00, whichever is lower |
| Late Payment Fee | 5% past due installment or $15 whichever is greater |
| Returned Payment Fee | $20.00 |
To See Your State's Licenses
View License
Disclaimers
Online lines of credit from $50 to $4,000, subject to underwriting and approval.