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Payday Loans Online FAQ

How Does Online Lending Work?

Online loans from Advance Financial are convenient and confidential. We offer 2 different products that allow you the flexibility to borrow the amount of money you need, when you need it. Once your basic information is confirmed, our goal is to have the process complete within 10 minutes.

How Much Money Can I Borrow?

In Tennessee, you may qualify for a payday loan of up to $425. If you need to borrow more, you may qualify for an installment loan of up to an additional $2,000.

What do I Need?

  • Verifiable income
  • Direct deposit
  • Open and active bank account
  • Debit card for the same bank account

How Will I Get my Money?

This is completely your choice! Once your loan is approved and you have electronically signed the loan agreement, you will be able to choose whether you want to pick up cash immediately at a retail location or have the money sent directly to your bank account.

How do I Pay?

For a payday advance, we will automatically initiate a one-time payment on your debit card or bank account for the full amount due on your next pay date.

For an installment loan, each payment is automatically initiated on the day it is due.