How to get an Online Loan
How Do I Apply
You can apply online at AF247.com or you can go to any AF247 store location to apply. We'll be happy to help.
What Do I Need?
You'll need your Photo ID and proof of income
How Long Does It Take
Your money is credited onto your debit card or into your bank account - instantly*. You can also get your cash in your hands right away at the store.
*Bank participation required.
Products & Services
Action Pay
Go into any of our Action Pay locations and pick up your Action 24/7 winnings.
Line of Credit Loan
When you need cash and are between paydays, Advance Financial is your one-stop shop. Our online lending services are always available, so we’re ready and happy to help!
Online Loans - Get Fast Cash Today*
Unexpected expenses can hit hard - whether it’s a flat tire, a surprise vet bill, or a trip to the ER. When you need fast cash, Advance Financial is here to help with flexible online loans. Even if your credit isn’t perfect, you can apply for an online loan in minutes and get the money you need - often the same day.*
Can I Get an Installment Loan from Advance Financial?
Advance Financial does not offer traditional installment loans in Tennessee. However, we provide an alternative: flexible online loans designed for urgent financial needs. Whether you’re facing car repairs, a medical emergency, or a utility bill you didn’t expect, our online loans can help bridge the gap.
You could qualify for up to $4,000 - and use your loan to cover auto repairs, medical costs, or other short-term expenses. Our fast and easy online application means you don’t need to wait in line or drive across town.
Online Loans vs. Payday Loans
There’s a big difference between payday loans and online loans. Payday loans often require full repayment with interest by your next paycheck - usually within two weeks. At Advance Financial, our online loans offer more flexibility. You borrow only what you need and pay it back over time in manageable payments.
How to Apply for a Loan Online
Getting an online loan with Advance Financial is quick, easy, and secure. You can complete the application from your smartphone, tablet, or computer - no paperwork, no waiting. Once approved, you could receive your funds as soon as today.*
Here’s how it works:
Advance Financial makes the application process fast and easy.
- Fill out the simple online loan application.
- Get an instant decision.
- Receive funds directly into your account if approved.*
Why Choose Advance Financial for Online Loans?
Here’s what sets us apart:
- Available 24/7 online
- Fast approval process
- Poor credit? No problem
- Funds up to $4,000*
- Trusted Tennessee lender
Apply for an Online Loan Today
Don’t let an unexpected expense disrupt your life. Apply now for an online loan from Advance Financial. Our quick and secure online process gets you the cash you need-when you need it most.
*Bank Participation Required
Frequently Asked Questions
What is an Advance Financial online loan?
It is an unsecured open line of credit loan and comes with credit limits. You will only be charged with interest and fees only for the amount you withdraw.
How does an online loan compare to a payday loan?
An online loan comes with credit limits and lets you borrow money up to your approved limit. A payday loan is a short-term loan that helps you get quick cash to cover your expenses and must be paid back by your next payday. Unlike a payday loan, an online loan can be a better choice as it gives you the flexibility to repay at your own pace in conveniently scheduled payments.
How does an online loan compare to a title loan?
An online loan is an unsecured open line of credit and comes with a credit limit. You can withdraw money up to the maximum limit approved and you only pay interest for the time you keep the money. A title loan is a short-term secured loan where you must use your vehicle title as collateral to secure the loan.
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