How to get a Line of Credit Loan
How Do I Apply
You can apply online at AF247.com or you can go to any AF247 store location to apply. We'll be happy to help.
What Do I Need?
You'll need your Photo ID and proof of income
How Long Does It Take
Your money is credited onto your debit card or into your bank account - instantly*. You can also get your cash in your hands right away at the store.
*Bank participation required.
Products & Services
Action Pay
Go into any of our Action Pay locations and pick up your Action 24/7 winnings.
Online Loan
When you need cash and are between paydays, Advance Financial is your one-stop shop. Our online lending services are always available, so we’re ready and happy to help!
Open a Line of Credit Loan with Advance Financial in Tennessee
Need cash fast? Advance Financial offers a flexible Line of Credit Loan in Tennessee - designed to give you quick, convenient access to the money you need, right when you need it. Apply today!
Personal Line of Credit Loans in Tennessee
Life throws curveballs - unexpected bills, car repairs, medical expenses. A Line of Credit Loan from Advance Financial can help ease financial stress by giving you access to extra cash when it matters most. Whether you're between paychecks or facing surprise costs, we’re here to help with convenient loan options across Tennessee.
What Is a Line of Credit Loan?
Unlike traditional loans that give you a lump sum, Advance Financial’s Line of Credit Loan is a revolving credit line. That means you can borrow what you need, repay it, and borrow again - without having to reapply each time. You only pay interest and fees on what you use. Borrow anywhere from $25 to $4,000, with no penalties for early repayment. In many cases, you can get your money the same day you’re approved.
When Should You Use a Line of Credit?
- You have an unexpected expense like a car repair or doctor’s visit
- You need to bridge the gap until your next paycheck
- You don’t want the hassle of reapplying for multiple loans
It’s a great alternative to payday loans, giving you more flexibility and control.
How to Apply for a Line of Credit in Tennessee
Advance Financial makes the application process fast and easy.
- Apply online or visit one of our 80+ locations in Tennessee
- Complete a simple application
- Get quick approval and access funds the same day*
Your cash will be deposited directly to your debit card or bank account—no delays.*
Why Choose Advance Financial?
Here’s what sets us apart:
- Trusted lender with a BBB A+ rating
- Family-owned and operated since 1996
- Flexible borrowing amounts from $25 to $4,000
- No prepayment penalties
- Fast, friendly service - online or in person
Our team is committed to helping you find the right solution with compassionate, knowledgeable support every step of the way.
Apply Today
Don’t let surprise expenses throw you off. With Advance Financial’s Line of Credit Loan, you can take control of your finances and get the cash you need—fast. Apply online or stop by a location near you in Tennessee today!
*Bank Participation Required
Frequently Asked Questions
How do I apply for a Line of Credit Loan?
Come in with your government-issued photo ID and proof of income and an agent will walk you through the process.
How much money can I get with a Line of Credit Loan?
Depending on several factors, you could qualify for up to $4,000.
If I pay off my Line of Credit Loan, do I have to apply if I need to borrow again?
Your Line of Credit Loan stays open and your available credit is there when you need it.
Is there an Advance Financial location near me?
We have locations all across Tennessee. Click Here to find your nearest location.
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We're always looking for great people to join our team. We have great opportunities and awesome earnings potential for enthusiastic, friendly and professional people who want to be part of the Advance Financial team.