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Origin of the Word “SALARY”

by Advance Financial | December 5th, 2016
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How to Christmas Shop Without Breaking the Bank

by Advance Financial | November 29th, 2016

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Ready or not Christmas is almost here. Though it is a time of giving and spending time with loved ones, it also can add some major stress in your life, especially if your bank account isn’t ready to be hit with Christmas expenses. To aid you in your gift purchases this year we have comprised a list of easy tips to help you save some money and not completely drain your bank account.

And if you still run short of cash we offer a Flex loan that gives you a flexible line of credit up to $4,000. Click here to apply – http://bit.ly/2gDqckk

 affordable

If you have a large list of people to buy for and a small amount of disposable income, then you might want to keep it simple when it comes to gifts. The season of giving doesn’t have stipulations on how lavish a gift you give should be. When it comes to co-workers, distant relatives, or that neighbor you feel obligated to give just a little something to, simple and cheap items like a coffee cup with a mixture of candy in it will work fine. It’s the thought that counts anyway.

shipping

With the influx of online sales during the holidays, many online retailers will offer free shipping for the holidays on specific dates. Research what retailers are offering free shipping for holiday orders and try to shop at only these places to save some extra cash.

retail

There are multiple retail stores like Ross and TJ Maxx that offer substantially discounted designer items that are leftover inventory. You can get everything from designer handbags and perfumes to name brand electric razors for a lot less than what they were originally sold for.

list

Getting organized on who you are going to be buying for is a must in order to even attempt to save money this Christmas. Once you create your list, categorize the gift level. For example, Karen from accounting will be getting a coffee mug with candy, so she’s a level 3, your brother that usually gets a $25 gift card to Apple Bee’s is a level 2, and your spouse who you know wants an $80 FitBit is a level 1. This helps when making your budget on how much to spend per level of gift.

budget

Once you have a list of people you know you are going to be buying gifts for and the gift levels they are, come up with an actual number you can afford to spend. Try your hardest to stay within budget even if that means some of the level 1s gets bumped down to a level 2.

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That pajama set from your aunt last year that you never even opened looks like it would fit your sister’s new boyfriend perfectly, just make sure your aunt isn’t around when you give it to him as a gift. Its bound to happen that you’re going to receive gifts that you really don’t need or want, so hold on to them for next year. As long as the gift giver doesn’t find out, what’s that harm. When it comes to your budget that’s one less person to actually buy for.

pricecheck

There will be tons of sale advertisements for percentages off and buy one get one, but make sure you are still getting the best deal. When it comes to online shopping it may take an extra minute to price check an item on another retail site. Even if it’s just a dollar cheaper, getting the best deal for all the gifts you purchase will add up when it comes to saving money.

 

 

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Leaked Black Friday Deals 2016

by Advance Financial | November 17th, 2016

Black Friday Deals

If you’re the ultimate shopaholic, then your day to shine is November 25; the day marked as BLACK FRIDAY. This is the day that crowds of people throw caution to the wind to get that coveted hot item toy or discounted TV. Making a game plan is crucial to your survival, and if you don’t know where the deals are then we’ve got you covered. Below you will find some of the leaked Black Friday deals from 5 major retailers to aid you in your battle strategy.

And don’t get caught in the dark this Black Friday. If you need some extra cash, we can help! With our Flex Loan you can get a flexible line of credit up to $4,000. Click here to apply and get approved today!

amazon

Black Friday Sale starts on November 24 and runs till November 28

Get an additional 20% off pre-order and new-release video games if you are an Amazon Prime member.

Up to 70% off coats and jackets.

$20 off the Kindle Paperwhite and other select Kindle e-readers

33% off the 55-inch curved LG smart OLED TV

Up to 40% off Magformers toys.

 

Black Friday Deals at Target

Black Friday Sale starts at 6:00pm on Thanksgiving day.

55-inch Samsung curved 4K UHD TV with a $70 Target gift card- $697.99 (Original price- $1,099.99)

50-inch Samsung Smart Ultra HDTV for $397.99 (Originally priced at $749.99).

500GB PlayStation 4 Slim for $249.99 (Original price- $299.99)

Nintendo 3DS for $99.99 (Original price- $199.99)

Ninja Professional Kitchen System for $129.99 (save $90)

Apple iPads as low as $199.79

Beats by Dre wireless headphones- $119.99

Fitness trackers as low as $49.99

Buy one, get one half off toy brands like Nerf, My Little Pony, Disney Princess, VTech, and Marvel,

GoPro Hero with a $20 Target gift card – $179.99 (Original Price $249.99)

40% off Lego and play sets

walmart

Black Friday Sale starts at 6:00pm on Thanksgiving Day.

Hatchimals toys – $48.88

Select DVDs/Blu-rays – $1.96 each

Sharper Image video drone – $30

for the DJI Phantom Standard 3 drone – $369 (save $130)

32GB iPad Mini 2 -$199 (save $70)

Samsung Chromebook 3 – $119

Fitbit Flex 2 – $69 ( Save $30).

500GB PlayStation 4 Slim including the game “Uncharted 4” and a $30 gift card – $249

 

Black Friday Deals at Best Buy

Black Friday Sale starts at 5:00pm on Thanksgiving day.

Toshiba 49-inch LED 4K Ultra HDTV – $199.99 for the (save $250)

Sharp 55-inch 1080p LED Smart TV – $249.99 (save $250)

Beats by Dre Beats Solo 2 headphones – $149.99 (save $150)

50% off select Klipsch, Sony and Polk speakers.

JBL Xtreme portable Bluetooth speakers – $199.99 (save $100)

16GB Amazon Fire HD8 tablet – $59.99 (save $30).

Nikon D5300 DSLR camera with 18-55 mm and 70-300 mm lenses and 32GB memory card – $599.99(save $500)

Get a $35 gift card and 64GB memory card with the purchase of a GoPro Hero5

Select popular video game – $29.99

Xbox One S 1TB including the game “Battlefield” – $299 (save $50)

PlayStation 4 including the game “Uncharted” 4 – $249.99 (save $50).

Amazon Echo $139.99 (save $40)

Black Friday Deals at Kohl's

Black Friday Sale starts at 6:00 pm on Thanksgiving day.

55-inch LG 4K ULED Smart TV and $150 in Kohl’s Cash – $499.99 (original price $749.99)

49-inch Haier Ultra HD 4K television and $75 Kohl’s Cash – $249.99(original price $349.99)

Canon EOS Rebel T6 DSLR camera with Wi-Fi, including bag, 18-55 mm lens, 75-300 mm lens and $135 Kohl’s Cash – $449.99 (original price $749.99)

500GB PlayStation 4 including the game “Uncharted 4” and $75 Kohl’s Cash – $249.99 (original price $299)

Xbox One S including the game “Minecraft” and $75 Kohl’s Cash – $249.99 (original price $299)

Fitbit Alta and $30 Kohl’s Cash- $99.99 (original price $129.99 to $149.99)

Fitbit Charge 2 and $30 Kohl’s Cash – $129.99 (original price $149.99)

Black Friday, Black Friday,Black Friday, Black Friday,Black Friday, Black Friday,Black Friday, Black Friday.

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Tips to Cooking the Perfect Turkey This Thanksgiving

by Advance Financial | November 11th, 2016

 

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So there is one item on the table at thanksgiving that needs to have some extra attention when preparing, and that’s the Turkey. A staple dish for the Thanksgiving holiday, there are many different recipes and procedures to preparing a turkey. To help you this year prepare the perfect turkey for your family and friends we have listed the top tips to follow when cooking your feast.

 

Get the Right Size

When making a turkey for a group, you want to make sure everyone actually gets to take a bite. To ensure you make the right amount figure on 1 to 1 1/2 pounds of turkey per person. For example, 8 people will require an 8 to 12-pound turkey.

turkey-count


 

Cook with Veggies

When cooking, place your turkey on top of a rack of carrots, onions and celery with a regular cooking pan placed underneath the rack. Cooking the turkey while lifted off the pan will actually help increase air circulation, which will lead to any evenly crispy turkey. The vegetables will add tons of extra flavor as well.

vetables


Keep it Moist

A dry turkey can be the downfall of Thanksgiving dinner. To ensure a perfectly moist turkey, use the technic of brining. Brining is similar to marinating where you soak the turkey for 30 minutes to a few days in a solution called brine before cooking. Brine is a solution usually containing salt, cold water, sugar and a variety of spices. Here is a link for the perfect brine recipe. Brine Recipe
mixture

 


 

Hold the Stuffing

Instead of cooking the stuffing inside the turkey, cook it in a separate pan. Cooking stuffing inside the turkey can cause the growth of harmful bacteria. It also will take longer to cook, which could result in it being drier.

stuffing


Tie It Up

To ensure the meat cooks evenly truss your turkey. Trussing is tying up the turkey so all the limbs are tightly bound close to the core. Simply tuck the wings of the turkey under the body and tie the legs together with kitchen string to create a tight package.

wrapping-turkey


Better with Butter

A little butter makes everything better, doesn’t it? Before putting your turkey in the oven drench it with butter. Make sure the skin is completely dry and rub an entire stick of butter all of the turkey.

butter


 

Contain the Flavor

To lock in all the flavor and juices, cover your turkey after taking it out of the oven with tin foil. Let it rest for at least 15 to 20 minutes before carving and be sure not to cover the turkey too tightly as you don’t want it to steam under the foil.
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Guide to Cutting Heating Cost Down this Winter

by Advance Financial | November 3rd, 2016

heating-cost-cover

The cold will soon be upon us and with cold weather also comes high heating bills. Whether your home is heated by electric or gas, the cost to heat your home can significantly increase if you don’t take certain precautions to run your system as efficiently as possible. The more energy used this winter the higher the cost will be, so the key is to conserve as much energy and heat as possible. To help out with being energy efficient this winter we have listed 5 quick and easy things to do to conserve the heat in your house which will help to lower your electric or gas bill.

airfilter

A dirty air-return filter can significantly increase the cost to heat your home this winter. Dirt and grime in the filter restricts airflow causing your AC unit to work extra hard to heat your home, which increases your electric bill. Make sure to check all air filters and replace them regularly to ensure your system is working as efficiently as possible.

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fans

If you didn’t already know, you can set your ceiling fans to either spin clockwise or counter clockwise. When your fan is set to run counter clockwise, or forward, it pushes air down creating a cooling effect. This is recommended for summer. When set clockwise, or reverse, the fan pulls air up and redistributes it, which is recommended for winter since heat rises.

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spaceheater

You might be thinking, “Wait? A space heater uses electricity!” If you turn down your ac a few degrees and run a space heater in the room that’s occupied the most, the amount of energy used from the AC is substantially less. Even with a space heater running. Just make sure to turn off the space heater at night, and bundle up with extra layers.

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vents

If you have a guest room or bonus room that is never used, don’t waste energy heating it. Most thermostats are in the living room and the AC is regulated based on the temperature in that room. If you close the vents in unused rooms more hot air will blow into rooms with vents opened, causing the temperature to regulate faster and use less energy.

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doors

Just like closing vents in unused rooms, make sure to always keep all interior doors closed. This will cut down the amount of square footage the AC is heating and cause your house to warm up quicker. Your system will turn on less, which will have a positive affect on your heating bill.

doorspic

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