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Guide to a TN Vacation on Budget

by Advance Financial | May 25th, 2017

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It’s a time to de-stress, have some fun, and spend quality time with your loved ones. However, for a lot of families a vacation can really set them back financially. You shouldn’t have to compromise when it comes to a great vacation and that’s why we put this guide together. All activities are budget friendly and sure to make for an awesome trip with great memories.

Don’t let your finances hold you back!

This guide is loaded with freebies and budget friendly activities, but the price for hotels, food, and gas can really add up. Advance Financial is here to help when money is tight. Come into one of our 70+ stores open 24/7 or Click Here to get the cash needed to start making great memories.

Click here to download!

 

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49% Off Valvoline Oil Change

by Advance Financial | April 13th, 2017

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DEAL FINDER ALERT!!!! Right now you can get 49% off an oil change from Valvoline. This deal is being offered on Groupon.com and is a limited time offer, so make sure and purchase this coupon quick before it runs out.

Click Here to get this deal.

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Best Mom and Pop Businesses in TN

by Advance Financial | March 30th, 2017

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As a family owned and operated company, we at Advance Financial understand the importance of supporting and giving back to communities you live and work in. There are tons of great places to support local businesses here in the state of TN and we have created a list of some of our favorites. Building a strong community starts with supporting local businesses, so get out and buy local.

 

Cootie Browns- Johnson City

Just might be the best sandwich place in JC and the cool and colorful atmosphere of the restaurant is definitely something to experience.

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Image Credit – Yelp

 

 

Mize Farm and Garden Supply – Johnson City

Family owned and operated, the employees here ensure that your shopping experience will be great with their knowledge of agriculture/gardening.

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Image Credit – DexKnows

 

 

OverMountain Outdoors – Johnson City

This place is owned locally and stocked full of all the necessities for spending time in the great outdoors.

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Image Credit –Johsoncitypress

 

 

Bea’s Restaurant – Chattanooga

Great all-you-can-eat style southern restaurant with some of the best fried chicken around.

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Image Credit – Yelp

 

 

Moon Pie General Store – Chattanooga

You’ll definitely be able to find just about every flavor of Moon Pies that exists at this place, as well as old timey candy and other great souvenirs.

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Image Credit – Yelp

 

 

All Things Groovy – Chattanooga

All Things Groovy is your go to place for anything that’s psychedelic and tie-dye. For some hippy vibes and great local souvenirs make sure and stop by.

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Image Credit – Yelp

 

 

Elliston Place Soda Shop – Nashville

Serving up homespun milkshakes and homemade pies for 75 years, this is the local restaurant you’ve got to try at least once.

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Image Credit – Yelp

 

 

Batch Nashville-Nashville

You don’t even have to leave the comfort of your home to shop local with Batch. They provide gift boxes with goodies that are all made locally.

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Image Credit – Yelp

 

 

Project 615 – Nashville

If you looking for the coolest Nashville t-shirt around, then you need to stop by Project 615. They also carry all sorts of Nashville inspired décor and souvenirs

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Image Credit – Yelp

 

 

Mast General Store- Knoxville

Decked out with an old timey vibe, this is the place to get everything from Appalachian toys to glass bottle coke and ice cream.

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 Image Credit – Yelp

 

 

 

Nick & J’s Café – Knoxville

Named after the owner’s children, Nicholas & Jordan, this place has become a staple restaurant for the Nashville area.

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Image Credit – Yelp

 

 

Three Rivers Market- Knoxville

This is a great local grocery store that does tons to give back to the community while also supporting local farmers.

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Image Credit – Yelp

 

 

 

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How to Save Money On Prom Expenses

by Advance Financial | March 15th, 2017

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It’s prom season, and if you are a parent with a child who will be attending, you’re about to feel the financial sting that comes with this annual high school event. Between the outfits, tickets, and dinner, the cost for this one night can be significantly high. Frugality is the answer to making sure you don’t completely break the bank, and we have complied a list of the best ways to save money on expenses associated with prom night.

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It’s number one on this list because lets face it, it’s the most important. To make sure that she gets the perfect dress without paying a ton of money, there are a couple of things you can do. There are multiple second hand dress sites like thedresslist.com where you can get a dress for up to 70% off the original price and most of the time these dresses have only been worn once. Another route to go is renting a dress. Renttherunway.com is a great online site to rent multiple designer dresses cheap. They will actually send you two sizes to make sure the fit is perfect.

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When it comes to a tuxedo, it’s really not necessary and can be a major waste of money to rent. Some tux places charge up to $250 just for one night. The simpler and cheaper option is to buy a suit. Companies like H&M, Target, and JcPenny offer affordable black suits as cheap as $100. And if he has to have a tux, there are also deals at Men’s Wearhouse where you can purchase a regular tux as low as $99.

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Thrift stores are where it’s at when it comes to jewelry. Not only will you be able to find some unique vintage pieces, but you will also pay a fraction of the cost that boutiques charge. Just like buying a used dress, you can also get used formal shoes online as well from sites like Tradsey.com.

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The average price paid for a corsage is $35-$40, with a boutonniere being $15-$20. Both are extremely overpriced and the cost of supplies to make your own is substantially lower. Not only can you save big time with a DIY corsage and boutonniere, but you can also make it custom and unique. There are multiple DIY articles out there to help with this project, but one of our favorites is from Seventeen Magazine’s online blog. Click here to find out how to make your own unique and affordable corsage or boutonniere.

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Part of the prom tradition is the dinner before the dance. A good way to save money for the dinner is to call local restaurants and ask if they have any prom deals or specials. Just like Valentines Day, a lot of places will have dinner deals for those attending prom. Another affordable option is to cook the meal yourself for your kid. You can find a romantic destination, and set the mood with candles and rose peddles.

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The after party fun is what most high school kids look forward to the most. A lot of times bowling, roller skating or going to a house party is on the list of activities. To keep your kids safe, while also cutting down on cost, try organizing a party or renting out a place and splitting the cost with other parents. If you get a good size group to pitch in, the cost could be as low as $20.

We offer products similar to a Payday loans, loans, flex loans, title loans, and installment loans, at  Advance Financial. If you need cash fast we got you covered. We offer flexibility with our Flex Loan. 

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Easy St. Patty’s Day Paper Plate Crafts

by Advance Financial | March 8th, 2017

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It’s almost St. Patricks day and one of the best ways to celebrate with the kids are some fun and easy crafts. Here are some where all you’ll  need are paper plates, construction paper, scissors, glue, and some paint to do any of these super easy St. Patricks Day crafts. So gather up the kids and start crafting together!

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We offer products similar to a Payday loans, loans, flex loans, title loans, and installment loans, at  Advance Financial. If you need cash fast we got you covered. We offer flexibility with our Flex Loan. 

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Purchases That Should Be Practical

by Advance Financial | February 22nd, 2017

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Self control. It can be one of the hardest rules to abide by when it comes to your purchasing behavior, but also the key to saving money and being better off financially. At a time when a newer version of a product is introduced on a constant basis, this can definitely be a difficult task to undertake. Marketers are working their magic to make you feel like you need the best of the best and the newest version of everything. But really, you don’t. You don’t have to have the newest version, the best version, or the most enhanced version of anything. Practicality is key, and we have created a list of the top items where the most expensive and best version is not always necessary.

 

  1. Smart Phone

Face it. That thin, electric box we all carry around has become the one item that many of us can’t live without. This of course is going to make it harder to resist a flashy new version of what you already have. In a lot of cases, the new version isn’t really all that new. Take the IPhone 7 for example. The difference from the 6 and 7 really came down to a slightly better camera. Being practical in the case of a smart phone is being happy with what you have and resisting the urge to do an expensive upgrade every time a newer version comes out. If your current phone serves its purpose, then the practical thing to do would not be getting a new one. Stay happy with what you have and try to make it to the 2-year mark before upgrading to a newer version.

 

  1. Vehicle

There is one question that you need to ask yourself when purchasing a vehicle. What is going to be the purpose of this purchase? Do you run a handyman business and need to haul equipment to jobs? Is it to transport your kids to the many practices and school events they are involved in? Looking at a vehicle as a means of transportation is the practical way to buy one. Getting a brand new, expensive truck with all the bells and whistles yet never intending to actually use it to haul anything is probably not spending your money wisely. Of course, everyone has his or her personal preference when it comes to the size of a vehicle, but a vehicle is a major expense that can put you in a mound of debt. No matter which way you breakdown buying a vehicle, it is simply something to transport you from A to B. So save yourself a lot of money, and buy a vehicle, not a prized toy. It’s the practical thing to do.

 

  1. Appliances

Here is a little secret about most appliance brands. The exact same companies that manufacture the expensive brands usually manufacture the “off” brands as well. That means the warranties are usually just as good as well, so there really is nothing to fear with the cheaper options. You may not get the little extra add-ons that come with some of the more expensive fridges, stoves, and dishwashers, but remember the key word for this article – practical. Do you really need a fridge with an LCD screen that shows a slideshow of family pictures? The answer is no.

 

  1. TV Subscriptions

Unless you’ve been living under a rock, its pretty oblivious that streaming services like Netflix have been all the rage the last couple of years. So much so that a lot of people are ditching cable because of it. But if you really think about it, most of us don’t even watch the majority of the channels with cable or satellite. Instead of paying 100+ a month, switch over to a streaming service like Sling TV. The basic Sling TV package will allow you to stream roughly 20 channels, including ESPN, TBS and TNT, for a flat $20 a month. What’s even better is you get to choose the channels you want.

 

  1. Groceries

Let us preface this with saying that there are some brands you are going to be completely loyal to and can’t live without- JIF Peanut Butter for example. But for the majority of the groceries you buy, it’s a lot more practical and easier on your wallet to get the off brand products. Brands like Great Value from Wal-Mart, or Kroger Brand usually have all the same options, while tasting almost the same. And just like appliances, a lot of the “off” brands are actually manufactured by the exact same companies, so you’re not compromising on quality.

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Weird and Wacky Items You Need in Your Life

by Advance Financial | February 17th, 2017

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When it comes to online shopping, the sky is the limit for weird and wacky items available to purchase. Do you actually “need” any of these items? Probably not. They all would definitely add a little uniqueness to your life, though. Here is our list of some of the most interesting items available to order online.

 

USB Type Writer

UBS-Typewriter

 

uncommongoods.com


 

 

Monkey Nail Dryer

 

 

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infmetry.com


 

Mini Donut Factory

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bedbathandbeyond.com


 

Singing Pasta Timer

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amazon.com


 

Webbed Swim gloves

Web-Hands

wish.com


 

Scary bottle squeezer

ketchup

 

blacklabproducts.com


 

Food USBs

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amazon.com


 

Chemist Spice Rack

spicerack

amazon.com


 

Bear Oven Mitts

bearmittens

amazon.com


 

Splash Bowls

Splash-Bowl

amazon.com

 

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How to Carve a Pumpkin Like a Pro

by Advance Financial | October 13th, 2016

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It’s Halloween time and chances are you’re  seeing a lot of carved pumpkins flooding people’s porches. The idea of perfectly carved pumpkins that will make the neighbors jealous is a great thought, but actually carving the perfect Jack-o-Lantern can be a daunting and messy task. Carving a pumpkin can be simple and easy if you follow the correct steps. Below we have outlined the basics for carving the perfect pumpkin so you’ll be set to start mastering the art of pumpkin carving.

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