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Comparing Wal-Mart’s Version of the Yeti to the Real Yeti

by Advance Financial | August 3rd, 2016

There is a video currently making its rounds on the Internet where news anchor Matt Barnes, of NBC4 Today, compares the 30 oz. Yeti tumbler, priced at $39.99, with the 30 oz. Ozark tumbler, priced at $9.74 and sold at Wal-Mart.  In the video Barnes fills both tumblers with ice and lets them sit for 24 hours. He then pours out all the water that resulted from the ice melting and compared the amounts for each.

To appease our curiosity we also performed an experiment to compare the two tumblers and see if the result Barnes got would be consistent with the 20 oz. tumbler as well. In our experiment, we found that the 20 oz. Ozark Tumbler, priced at 7.97 and available at Wal-Mart, had the same amount of ice melt as the 20 oz. Yeti, priced at $29.99, after sitting for 12 hours. Check out the video below.

So if you’re looking to save some money, we recommend purchasing the Ozark tumbler at Wal-Mart rather than paying more than double for the Yeti tumbler.

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Small Changes that will Make You a Happier Person

by Advance Financial | June 23rd, 2016


True happiness-Is it not what everyone in life is after? If you view happiness as something that some just naturally have and others do not, then you are looking at this emotion completely wrong. Happiness is a feeling that needs to be nurtured. Everyone deserves to have it, yet you have to make a concise decision to strive for it. Though there are those individuals who are just naturally happier, attaining a greater sense of this emotion and achieving the title of “a happy person” can be done with these simple changes in your life.

Do what you love, love what you do

Is the only thing getting you through the day the anticipation of payday? Make sure the line of work you’re in matches up with things you enjoy doing. If you enjoy math, work in finances. If you’re a people person and enjoy helping others, work in retail or as a customer service rep. You want to be able to look forward to the activities you do everyday and not be counting down the hours till it’s over.

Smile often

Multiple studies have shown that just the act of smiling, whether it be sincere or not, can actually cause one to feel happier. Try to occasionally smile while driving to work everyday and see if your mood is improved.

Start exercising

It has been proven that daily physical activity lowers the risk of depression and anxiety. And don’t think that you now have to get a gym membership and become a fitness junkie. Just simply taking a light jog or walk for 10 minutes a day is all it takes to improve ones happiness and health.

Get adequate sleep

No matter how much you love your job and the people you work with, if you’re tired throughout the day it’s going to affect your mood. Getting 7 to 9 hours of sleep each night will dramatically increase your chances of being happy. That’s 7 to 9 hours ofgood sleep as well. To help fall into a deep sleep, try to avoid using any mobile devices like tablets or smartphones 30 minutes before hitting the sack.

Spend time with the ones you love

Life is short, so spend it with the ones you love. Love is a strong emotion that is directly intertwined with happiness. Make a conscious effort to start spending more quality time with friends and family.

Get some fresh air

Staying cooped up all day is bound to make anyone go crazy eventually. And with television and the use of smart phones and other devices, you might not even realize how much of your free time is actually spent indoors. Spending more time outside and being exposed to healthy amounts of sunlight has been scientifically proven to trigger endorphins that create the feeling of happiness. Try taking your lunch breaks outside if possible and sitting on a porch or balcony when relaxing after a hard days work. Taking a hike on your day off is another excellent idea, which encompasses both exercise and being outdoors.


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Crazy Photos that will have You Taking a Second Look

by Advance Financial | June 16th, 2016

Photo Credit: Patrick Nouhailler

Thanks to Photoshop, it’s hard to tell what’s real and what’s fake when it comes to pictures online. Photoshop isn’t always the case though, and sometimes it just might be your eyes playing tricks on you. The angle that a picture is taken can sometimes have you confused about what you’re seeing. So just remember that things aren’t always as they appear. Check out these images that are not manipulated by Photoshop but will definitely have you taking a closer look.


Grassy spot at a park in Paris designed to look like the world at a certain angle
Photo Credit: The Lex Talionis


Rare Bubble like clouds called Mammatus Clouds comprised of mostly ice
Photo Credit: Bored Panda


Perfectly sculpted trees at Schonbrunn Palace in Austria
Photo Credit: imgur


Water so clear the angle and shadow of the boat makes it appear to be floating
Photo Credit: Domenico Formichella


Diamond-like design naturally created from a frozen pond in Switzerland
Photo Credit: imgur


Largest salt flat in Bolivia reflecting the sky above

Photo Credit: Bored Panda


Sculpture in New Zealand designed to look like a cartoon piece of paper when looking at it from the right angle

Photo Credit: imgur


Picture of a pond reflecting a tree line and sky

Photo Credit: David Sanabria


A species of plankton called Phytoplankton that puts off a glowing effect at night on the shore line of certain beaches

Photo Credit: Bored Panda


Snapshot of someone free falling above ground to appear as though he is swimming in air

Photo Credit: Efren Rodriguez

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Easy and Fun Activities to Entertain Your Kids this Summer

by Advance Financial | June 14th, 2016


Summer is here, and school is out. If you’re a stay-at-home mom or dad your parental duties have just increased substantially. Your title this summer, “The Entertainer.” You can expect your bright-eyed children to be standing at the end of your bed every morning just waiting to be entertained. Yes, you have the option to occasionally loan your kids to the grandparents for the day, but it’s a long summer and your going to need to get creative to survive. To help lessen the stress of keeping your kids engaged, we have created a list of the easiest summer time activities to try with your little ones. Stay strong parents and remember that August is just around the corner.

  • Let your kids write and illustrate their own storybook. And if you really want to commit to this project, create a DIY hardcover book by following the instructions on
  • Campout in your back yard. Set up a campfire and tent or just use your grill to roast hotdogs and marshmallows.
  • Take a walk in your neighborhood or on a nature trail and make a collage of the items you find during the journey.
  • Teach your kids about the art of making money by setting up a lemonade stand.
  • Buy a water balloon kit at Dollar General or Wal-Mart and have a water balloon fight.
  • Make paper boats and then have kids race them in a kiddie pool. Have them use straws to blow the boats to the other side of the pool.
  • Find a sidewalk, get some colored chalk, and let your kids go to town creating a sidewalk mural.
  • Have kids search for unique rocks and then paint them to create rock pets.
  • Create your own Olympics in the backyard with races, hurdles and relays.
  • Make DIY bubbles that are more resilient to popping. Mix 1 cup of distilled water, 2 tablespoons of dish soap and 1 tablespoon of glycerin to make huge bubbles that will be harder to pop.
  • Set up an alphabetical scavenger hunt at the park or even in your house where kids have to find one item for every letter in the alphabet.
  • Get some old cardboard boxes and duct tape together and make a castle fort in the backyard.
  • Participate in a local free kid’s workshop. Stores like Lowe’s and Home Depot host kids workshops during the summer and have multiple entertaining hands on activities for them to do.
  • Buy some washable tempera paint and let your kids have a paint war (outside of course). To wash paint off, let them play in the sprinkler for a while.
  • Have a game day where you let your kids be creative and create there own board game.
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Top Paying Jobs that Only Require a Certification

by Advance Financial | May 19th, 2016


Education is the key to success, and at Advance Financial we take great pride in our community involvement with numerous education programs throughout TN. Learning a specific skill or trade can better oneself, and a lot of times lead to a higher paycheck. Though getting a college degree may be a requirement for some jobs, there are also many career opportunities that only require a certification. Schooling to get one of these certifications can take anywhere from a few weeks to months to complete. Below we have compiled a list of the top paying jobs that only require a certification.

Dental Assistant

Median Hourly Pay: $16.66

The time period required to become a certified dental assistant is relatively low being a nine to eleven month academic program through a community college, vocational school, technical institutes, or dental school. Dental assistance job duties include preparing patients for treatments, teeth cleanings, sterilizing instruments and assisting the dentist during procedures.

Pharmacy Technician

Median Hourly Pay: $13.02

Certified pharmacy technicians work directly with pharmacists to administer prescriptions. Job duties include measuring drug amounts, labeling of pills, and ensuring all necessary customer data is entered into reporting systems accurately. Technicians also answer over-the-counter drug questions as well as answer phone calls pertaining to prescription drug questions. The schooling required to become a Pharmacy Technician takes around 3 months to complete.

Electrical Technician

Median Hourly Wage: $20.82

Electrical technicians install, repair, and maintain electrical equipment in residential households as well as businesses. Most vocational schools offer a certificate program that can be completed in a matter of months. Technicians must have a vast knowledge of federal and state regulations as well as stay up-to-date on all safety practices. Functions of the job include calibrating, troubleshooting, inspecting, cleaning, and modifying electrical equipment. Most electrical technicians work in a factory or production-type environment.


Median Hourly Pay: $13.63

Phlebotomists collect blood, urine, and other samples, and prepare them to be sent for analysis. Depending on the program, getting certified can take 4 to 8 months of schooling. Being able to read and follow careful directions is very important for this profession, as it is a Phlebotomist’s responsibility to ensure the accuracy of patients’ test results. Having prior data entry experience and having a basic knowledge of medical software are added bonuses being that a patient’s information must be entered manually following proper protocol.

Licensed Practical Nurse

Median Hourly Wage: $18.82

Licensed Practical Nurses (LPN) are responsible for a broad range of nursing tasks and patient-care. Having good communications skills are a must for this job due to the amount of inter-actions nurses have with patients and their families. Organization and being able to multitask is another key skill one must possess to fulfill the role of a Licensed Practical Nurse. It usually takes 12 months to complete the certificate program to become an LPN.

Transportation Security Officer

Median Hourly Wage: $15.45

The Transport Security Administration (TSA) generally hires Transportation Security Officers. Prerequisites for this job are a high school diploma or a GED as well as being a United States citizen and at least 18 years of age. No prior experience is required for this role, as the TSA trains all their employees extensively. In this position, one must be able to identify illegal and hazardous materials during bag screenings while also monitoring people to determine if additional screening is necessary. Good communication skills are a plus as well due to the amount of interactions officers have with travelers. The training program to get your certification is typically one month and begins right after being hired by the TSA.


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