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Guide to Cutting Heating Cost Down this Winter

by Advance Financial | November 3rd, 2016

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The cold will soon be upon us and with cold weather also comes high heating bills. Whether your home is heated by electric or gas, the cost to heat your home can significantly increase if you don’t take certain precautions to run your system as efficiently as possible. The more energy used this winter the higher the cost will be, so the key is to conserve as much energy and heat as possible. To help out with being energy efficient this winter we have listed 5 quick and easy things to do to conserve the heat in your house which will help to lower your electric or gas bill.

airfilter

A dirty air-return filter can significantly increase the cost to heat your home this winter. Dirt and grime in the filter restricts airflow causing your AC unit to work extra hard to heat your home, which increases your electric bill. Make sure to check all air filters and replace them regularly to ensure your system is working as efficiently as possible.

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fans

If you didn’t already know, you can set your ceiling fans to either spin clockwise or counter clockwise. When your fan is set to run counter clockwise, or forward, it pushes air down creating a cooling effect. This is recommended for summer. When set clockwise, or reverse, the fan pulls air up and redistributes it, which is recommended for winter since heat rises.

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spaceheater

You might be thinking, “Wait? A space heater uses electricity!” If you turn down your ac a few degrees and run a space heater in the room that’s occupied the most, the amount of energy used from the AC is substantially less. Even with a space heater running. Just make sure to turn off the space heater at night, and bundle up with extra layers.

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vents

If you have a guest room or bonus room that is never used, don’t waste energy heating it. Most thermostats are in the living room and the AC is regulated based on the temperature in that room. If you close the vents in unused rooms more hot air will blow into rooms with vents opened, causing the temperature to regulate faster and use less energy.

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doors

Just like closing vents in unused rooms, make sure to always keep all interior doors closed. This will cut down the amount of square footage the AC is heating and cause your house to warm up quicker. Your system will turn on less, which will have a positive affect on your heating bill.

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Small Changes that will Make You a Happier Person

by Advance Financial | June 23rd, 2016

Happiness

True happiness-Is it not what everyone in life is after? If you view happiness as something that some just naturally have and others do not, then you are looking at this emotion completely wrong. Happiness is a feeling that needs to be nurtured. Everyone deserves to have it, yet you have to make a concise decision to strive for it. Though there are those individuals who are just naturally happier, attaining a greater sense of this emotion and achieving the title of “a happy person” can be done with these simple changes in your life.

Do what you love, love what you do

Is the only thing getting you through the day the anticipation of payday? Make sure the line of work you’re in matches up with things you enjoy doing. If you enjoy math, work in finances. If you’re a people person and enjoy helping others, work in retail or as a customer service rep. You want to be able to look forward to the activities you do everyday and not be counting down the hours till it’s over.

Smile often

Multiple studies have shown that just the act of smiling, whether it be sincere or not, can actually cause one to feel happier. Try to occasionally smile while driving to work everyday and see if your mood is improved.

Start exercising

It has been proven that daily physical activity lowers the risk of depression and anxiety. And don’t think that you now have to get a gym membership and become a fitness junkie. Just simply taking a light jog or walk for 10 minutes a day is all it takes to improve ones happiness and health.

Get adequate sleep

No matter how much you love your job and the people you work with, if you’re tired throughout the day it’s going to affect your mood. Getting 7 to 9 hours of sleep each night will dramatically increase your chances of being happy. That’s 7 to 9 hours ofgood sleep as well. To help fall into a deep sleep, try to avoid using any mobile devices like tablets or smartphones 30 minutes before hitting the sack.

Spend time with the ones you love

Life is short, so spend it with the ones you love. Love is a strong emotion that is directly intertwined with happiness. Make a conscious effort to start spending more quality time with friends and family.

Get some fresh air

Staying cooped up all day is bound to make anyone go crazy eventually. And with television and the use of smart phones and other devices, you might not even realize how much of your free time is actually spent indoors. Spending more time outside and being exposed to healthy amounts of sunlight has been scientifically proven to trigger endorphins that create the feeling of happiness. Try taking your lunch breaks outside if possible and sitting on a porch or balcony when relaxing after a hard days work. Taking a hike on your day off is another excellent idea, which encompasses both exercise and being outdoors.

 

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