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How to Christmas Shop Without Breaking the Bank

by Advance Financial | November 29th, 2016

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Ready or not Christmas is almost here. Though it is a time of giving and spending time with loved ones, it also can add some major stress in your life, especially if your bank account isn’t ready to be hit with Christmas expenses. To aid you in your gift purchases this year we have comprised a list of easy tips to help you save some money and not completely drain your bank account.

And if you still run short of cash we offer a Flex loan that gives you a flexible line of credit up to $4,000. Click here to apply – http://bit.ly/2gDqckk

 affordable

If you have a large list of people to buy for and a small amount of disposable income, then you might want to keep it simple when it comes to gifts. The season of giving doesn’t have stipulations on how lavish a gift you give should be. When it comes to co-workers, distant relatives, or that neighbor you feel obligated to give just a little something to, simple and cheap items like a coffee cup with a mixture of candy in it will work fine. It’s the thought that counts anyway.

shipping

With the influx of online sales during the holidays, many online retailers will offer free shipping for the holidays on specific dates. Research what retailers are offering free shipping for holiday orders and try to shop at only these places to save some extra cash.

retail

There are multiple retail stores like Ross and TJ Maxx that offer substantially discounted designer items that are leftover inventory. You can get everything from designer handbags and perfumes to name brand electric razors for a lot less than what they were originally sold for.

list

Getting organized on who you are going to be buying for is a must in order to even attempt to save money this Christmas. Once you create your list, categorize the gift level. For example, Karen from accounting will be getting a coffee mug with candy, so she’s a level 3, your brother that usually gets a $25 gift card to Apple Bee’s is a level 2, and your spouse who you know wants an $80 FitBit is a level 1. This helps when making your budget on how much to spend per level of gift.

budget

Once you have a list of people you know you are going to be buying gifts for and the gift levels they are, come up with an actual number you can afford to spend. Try your hardest to stay within budget even if that means some of the level 1s gets bumped down to a level 2.

regift

That pajama set from your aunt last year that you never even opened looks like it would fit your sister’s new boyfriend perfectly, just make sure your aunt isn’t around when you give it to him as a gift. Its bound to happen that you’re going to receive gifts that you really don’t need or want, so hold on to them for next year. As long as the gift giver doesn’t find out, what’s that harm. When it comes to your budget that’s one less person to actually buy for.

pricecheck

There will be tons of sale advertisements for percentages off and buy one get one, but make sure you are still getting the best deal. When it comes to online shopping it may take an extra minute to price check an item on another retail site. Even if it’s just a dollar cheaper, getting the best deal for all the gifts you purchase will add up when it comes to saving money.

 

 

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Leaked Black Friday Deals 2016

by Advance Financial | November 17th, 2016

Black Friday Deals

If you’re the ultimate shopaholic, then your day to shine is November 25; the day marked as BLACK FRIDAY. This is the day that crowds of people throw caution to the wind to get that coveted hot item toy or discounted TV. Making a game plan is crucial to your survival, and if you don’t know where the deals are then we’ve got you covered. Below you will find some of the leaked Black Friday deals from 5 major retailers to aid you in your battle strategy.

And don’t get caught in the dark this Black Friday. If you need some extra cash, we can help! With our Flex Loan you can get a flexible line of credit up to $4,000. Click here to apply and get approved today!

amazon

Black Friday Sale starts on November 24 and runs till November 28

Get an additional 20% off pre-order and new-release video games if you are an Amazon Prime member.

Up to 70% off coats and jackets.

$20 off the Kindle Paperwhite and other select Kindle e-readers

33% off the 55-inch curved LG smart OLED TV

Up to 40% off Magformers toys.

 

Black Friday Deals at Target

Black Friday Sale starts at 6:00pm on Thanksgiving day.

55-inch Samsung curved 4K UHD TV with a $70 Target gift card- $697.99 (Original price- $1,099.99)

50-inch Samsung Smart Ultra HDTV for $397.99 (Originally priced at $749.99).

500GB PlayStation 4 Slim for $249.99 (Original price- $299.99)

Nintendo 3DS for $99.99 (Original price- $199.99)

Ninja Professional Kitchen System for $129.99 (save $90)

Apple iPads as low as $199.79

Beats by Dre wireless headphones- $119.99

Fitness trackers as low as $49.99

Buy one, get one half off toy brands like Nerf, My Little Pony, Disney Princess, VTech, and Marvel,

GoPro Hero with a $20 Target gift card – $179.99 (Original Price $249.99)

40% off Lego and play sets

walmart

Black Friday Sale starts at 6:00pm on Thanksgiving Day.

Hatchimals toys – $48.88

Select DVDs/Blu-rays – $1.96 each

Sharper Image video drone – $30

for the DJI Phantom Standard 3 drone – $369 (save $130)

32GB iPad Mini 2 -$199 (save $70)

Samsung Chromebook 3 – $119

Fitbit Flex 2 – $69 ( Save $30).

500GB PlayStation 4 Slim including the game “Uncharted 4” and a $30 gift card – $249

 

Black Friday Deals at Best Buy

Black Friday Sale starts at 5:00pm on Thanksgiving day.

Toshiba 49-inch LED 4K Ultra HDTV – $199.99 for the (save $250)

Sharp 55-inch 1080p LED Smart TV – $249.99 (save $250)

Beats by Dre Beats Solo 2 headphones – $149.99 (save $150)

50% off select Klipsch, Sony and Polk speakers.

JBL Xtreme portable Bluetooth speakers – $199.99 (save $100)

16GB Amazon Fire HD8 tablet – $59.99 (save $30).

Nikon D5300 DSLR camera with 18-55 mm and 70-300 mm lenses and 32GB memory card – $599.99(save $500)

Get a $35 gift card and 64GB memory card with the purchase of a GoPro Hero5

Select popular video game – $29.99

Xbox One S 1TB including the game “Battlefield” – $299 (save $50)

PlayStation 4 including the game “Uncharted” 4 – $249.99 (save $50).

Amazon Echo $139.99 (save $40)

Black Friday Deals at Kohl's

Black Friday Sale starts at 6:00 pm on Thanksgiving day.

55-inch LG 4K ULED Smart TV and $150 in Kohl’s Cash – $499.99 (original price $749.99)

49-inch Haier Ultra HD 4K television and $75 Kohl’s Cash – $249.99(original price $349.99)

Canon EOS Rebel T6 DSLR camera with Wi-Fi, including bag, 18-55 mm lens, 75-300 mm lens and $135 Kohl’s Cash – $449.99 (original price $749.99)

500GB PlayStation 4 including the game “Uncharted 4” and $75 Kohl’s Cash – $249.99 (original price $299)

Xbox One S including the game “Minecraft” and $75 Kohl’s Cash – $249.99 (original price $299)

Fitbit Alta and $30 Kohl’s Cash- $99.99 (original price $129.99 to $149.99)

Fitbit Charge 2 and $30 Kohl’s Cash – $129.99 (original price $149.99)

Black Friday, Black Friday,Black Friday, Black Friday,Black Friday, Black Friday,Black Friday, Black Friday.

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Discounted Automotive Services

by Advance Financial | August 19th, 2016

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Maintenance costs for your vehicle are usually not that cheap and getting your oil changed or your tires rotated isn’t the first thing you want to spend your paycheck on. To help you save money on automotive services we have found some pretty big discounted promotions running right now.

Up to $50 off Jiffy Lube oil change. – Get Deal

Up to 44% off wheel-alignment package or road trip ready package at Sears Auto Center. – Get Deal

Pay $29 for $100 toward mobile windshield replacement from Safe Auto Glass. – Get Deal

Pay $19 for $100 toward mobile windshield replacement or insurance deductible at Cascade Auto Glass. – Get Deal

Up to 62% off one or two full air-conditioner services at Evans Boys Mechanic Shop. – Get Deal

Up to 50% off paint protection for doors, hood and fender, and bumpers at ProTint. – Get Deal

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