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Why using a NetSpend Pre-paid Card Might be the Most Secure Way to Shop Online

by Advance Financial | May 12th, 2016

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Online shopping is becoming the norm for most of us. Let’s face it, the convenience and ease of shopping while sitting on the couch can be a lot more appealing than fighting crowds and finding a parking spot at a jam-packed mall. But just like most things in life, there is always a catch. In the case of online shopping, it’s having your bank account swiped clean from online hackers. There are some third-party payment services like PayPal that allow for a more secure transaction, but not every online store has this option, and even if they do, services like PayPal are still susceptible to being hacked.

Safe and Secure

So what’s an easy solution to combat online hackers? An Advance Financial NetSpend card! The card is used just like a debit card, but it’s pre-paid so you can choose the amount you want on the card and don’t have to worry about your whole bank account being exposed online. Say you’re buying a new digital camera on Amazon for $134. Simply load that amount or a little more on the card and use it when purchasing the camera. Your bank account is safe because you used a NetSpend card and not your debit card, which is connected to your bank account. Many users take advantage of a NetSpend card for also paying bills, connecting automatic payment to there NetSpend account instead of their bank account. This is just an extra way to protect yourself from being overcharged on a service or utility bill.

 Even More Benefits

Not only does the card help keep your bank account private, it’s also a great tool to help with budgeting your finances. With a pre-paid card you can ensure you only spend an allocated amount on certain items or services like lunch for the week or clothes when shopping. And just like reward points for credit cards, The Advance Financial NetSpend card gives you cash rewards on many everyday purchases.

So if you’re an avid online shopper or just an occasional one, making sure your payments go through securely without having your account information stolen is easy when using an Advance Financial NetSpend card. Come into one of our 70+ stores open 24/7 and get your card today.

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