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back to school

Best Back To School Deals Running Right Now

by Advance Financial | July 28th, 2016


It’s time to stock up on supplies, because school is about to be in session. There are tons of deals out there for back to school, and we have compiled a list of the best ones. Whether you’re a college student in need of a comfy futon or you need affordable school clothes for your kids, this list covers all the best deals running right now. Most expire this weekend, so make sure and start shopping to take advantage of these deals.

If payday is too far away but you need some cash, apply online for one of our loans or come into one of our 72 stores open 24/7 and get the cash you need to stock up on school supplies. –



Old Navy has some great back to school deals on uniforms and clothing with up to 60% off. Get fitted V- neck and crew neck girl’s tees for $3.95, boy’s jeans for $10, and hoodies for $12. For uniforms they have polos starting at $5 and dress pants and shorts at $8-$10.

Right now at Shoe Carnival if you buy one pair of shoes, you get a second pair ½ off. They are also running a sale on all U.S. Polo ASSN. brand shoes where all shoes are half off and priced at $24.98. These shoes are perfect for uniform dress codes.

All Arizona brand girls and boys jeans, uniform dress pants, t-shirts and polos at JC Penny are buy one get one for a penny with other select jeans and pants as low as $19.99. If you purchase a $75 gift card this weekend, you will get a $10 coupon, which can be used immediately.

Kmart is running a back to school special with $4.99 graphic tees and $9.99 jeans for kids. They have all their school uniform apparel 20% off this weekend as well.



For the best deals on elementary school supplies, Wal-Mart is the place to go. Right now they have Crayola washable markers priced at $1.97, erasers at $0.48, 20 pack of Dixon pencils at $0.97, and many more supplies substantially cheaper than other stores.

Head over to Dollar General to get all of your notebooks and paper products. Right now they are running a deal of $0.33 on college and wide ruled notebooks, 125 count paper packs for $0.75, and 3 ring binders at $1.50. All of their school items will also be discounted this weekend.



Kmart has taken up to 30% off all backpacks. Hurry, cause this sale ends 7/30.

Wal-Mart is currently stocked with a variety of elementary school backpacks at the low prices of $6.88.

Target is running a sale of up to 20% off high school and college messenger bags, laptop bags, and backpacks.



Target is the place to shop this year for college supplies. Known for their trendy styles and affordable prices, they are lowering their prices even more on multiple “Back to College” items this weekend.

This weekend only you can get $25 off when you spend $100 or $10 off when you spend $50 on all college bed, bath, and décor.

They have multiple deals on college furniture with futons starting as low as $105. You can also get an additional 10% discount on select college furniture by using the promo code FURNITURE10.

For the late night study sessions, coffee is a must for college students. Right now target has Starbucks products 25% off.



Wal-Mart is taking $20 to $200 off select Acer Laptops. You can purchase online and get free shipping or find in stores.

Right now Apple is running a promotion that when you buy an eligible Mac, iPad, or iPhone for college you’ll get a free pair of wireless Beats headphones.

Best Buy is running deals on multiple electronics. Right now you can get $100 off MacBook Pro laptops, $150 off Blue Label laptops, $50 off tablets, and $30 off dorm-room refrigerators.

Target is running a special on their Texas Instrument calculators, dropping the price by $60. You can also get a VIZIO D-series 32” TV for $150, saving 40 bucks off the original price of $190.



Dollar general

Get $5 off when you spend $20 on school supplies using the code SAVE4SCHOOL.

Old Navy

Use promo Code SMART when shopping online to get the deals below. Hurry cause this one ends on 7/29.

40% off $75 purchase

30% off $50 purchase­

25% off under $50


Spend $25 and save $5 by using promo code KIDS when buying Cat and Jack clothing.


Get 20% off all online purchases this weekend only using the promo code WKND.

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How to Save Big on College Tuition

by Advance Financial | July 19th, 2016


College isn’t cheap. There are a lot of costs associated with furthering your education and for most it’s a heavy burden to carry. If you are looking for ways to save on your college tuition, then look no further. Here is a list of the best ways to cut down the cost of your schooling.

Choose your college wisely

When it comes to deciding what college to enroll in, the price of that school should be a major factor to consider. College tuition can vary in price and we are talking a difference of $7,000 a semester to $27,000 a semester. A good rule of thumb is to avoid the private schools and choose a public school. Private schools will always have higher tuition compared to public schools. As well as choosing a public school, go to an in-state school. Tuition fees for out-of-state students can more than double in cost.

Live off campus

Some schools require you to live on campus the first year, forcing you to pay more for a tiny dorm room instead of sharing a 2-bedroom apartment with a roommate. If there is no way around it then do your time and get out of there. There are loopholes however. Already having an established residency within driving distance from campus will get you out of living on campus the first year at a lot of colleges.

Continually apply for scholarships

Scholarships aren’t just for high school students. There are tons of scholarship programs out there for current students, older individuals starting school, part time students, and parents going back to school. You name it and there is a scholarship for it. All you have to do is research to find them. Every semester you should apply and reapply for scholarships. You’d be surprised at how much of your tuition can be cut out from being awarded numerous small dollar scholarships, so make sure and apply for any amount, not just the sizable ones.

Rent your books instead of buying them

It just might be one of the biggest rip-offs associated with the college expenses, but you have to have books for your classes. Instead of spending over $1,000 on books per semester, rent your books for a fraction of the cost. Companies like Chegg and ValorBooks offer a rental service where they ship the textbooks as well as provide shipping labels for you to ship them back once the semester is over.

Track your educational expenses and deduct them from your income

Yep, college expenses are tax deductible. Take advantage of this by tracking everything you spend on college: tuition, books, a computer, and even pencils. It all adds up and you can get a heftier refund come tax season. You can also get a refund for the interest paid on federal student loans, so make sure to add that to your deductions as well.

Go to a college with fixed-price tuition

There are multiple colleges and universities that offer fixed-price tuition. When attending a fixed-price school, they guarantee that price for tuition will be exactly the same from your freshman year until your senior year. And since many schools hike up the price of tuition every year, this can be a big money saver throughout college.

See if you qualify for tuition waivers

 A tuition waiver substantially reduces the price of tuition for those that fall in a specific category, like a veterans or teachers. Certain schools have different waivers but almost all schools have some type of waiver. The most common types of waivers offered by schools are for veterans, Peace Corps workers, teachers, or the dependents of higher education employees, as well as students whose parents work in civil services (i.e. firefighters, police or academics).

Take summer classes

Since most students are living it up and getting as far away from school as possible during the summer, enrollment is very low and this transfers over to the price of classes during this time. Look to see if classes you need are offered during the summer and try to enroll for them then to cut down the cost of classes.

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