NetSpend Prepaid Cards
The Advance Financial NetSpend Debit MasterCard and Advance Financial NetSpend Debit Visa Prepaid Card can be used anywhere Visa or MasterCard are accepted. Use your NetSpend Prepaid Card to buy lunch at your favorite café, purchase electronics online or set a monthly budget. Load your card at any Advance Financial store and take control of your money (visit our locations page to visit the store closest to you).
NetSpend Prepaid Cards are FDIC-insured through the card issuer and offer one of the most feature rich products in the industry.
Optional features include:
- Direct Deposit – Receive all or part of your payroll, government benefit check or tax return up to 2 days faster
- Flexibility – Your card can be used anywhere debit Visa or MasterCard is accepted
- Cash Rewards – Earn payback rewards for many everyday purchases
- Mobile App – Download the NetSpend Mobile App to manage your money on-the-go
- Online Account Access – Check your balance, view transactions, manage features all in one place
 Faster access to funds is based on comparison of NetSpend’s immediate availability policy versus the typical banking practice of only posting funds after settlement. Direct Deposit and earlier availability of funds are subject to payor’s support of this feature and timing of payor’s funding. Check with your payor to find out when the direct deposit of funds will start.
 NetSpend Payback Rewards is an optional program. You may opt-out at any time by visiting your NetSpend Payback Rewards Summary Page at your Online Account Center. The reward offers we choose and send to you are based on your shopping habits. NetSpend will not share any personal information about you with the merchants who sponsor offers. When you activate an offer and make a purchase with the card, the merchant will not know you are a NetSpend Payback Rewards customer, but you will become their customer. For more details about how and when you get rewarded, see the program FAQs, terms and conditions in your Online Account Center. Cash back rewards are credited to your Card Account and are not available in the form of a check or other direct payment method. Program sponsor: NetSpend Corporation. MetaBank is not affiliated in any way with the program and neither endorses nor sponsors it.
 NetSpend does not charge for this service, but your wireless carrier may charge for messages or data.
The NetSpend Visa Prepaid Card is issued by MetaBank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc. The NetSpend Prepaid MasterCard is issued by MetaBank, Member FDIC, pursuant to license by MasterCard International Incorporated. NetSpend, a TSYS® Company, is an authorized Independent Sales Organization of MetaBank. The NetSpend Visa Prepaid Card may be used everywhere Visa debit cards are accepted. The NetSpend Prepaid MasterCard may be used everywhere Debit MasterCard is accepted. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to funds availability and ID verification. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.
MasterCard is a registered trademark of MasterCard International Incorporated.
© 2016 Total System Services, Inc.® All rights reserved worldwide. TSYS and NetSpend are federally registered U.S. service marks of Total System Services, Inc. All other trademarks and service marks belong to their owners.
(GENERIC- The NetSpend Prepaid Card is issued by MetaBank®; Member FDIC. Please see back of your Card for its issuing bank. NetSpend is a registered agent of MetaBank®. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to funds availability and ID verification. Transaction fees, terms and conditions apply to the use and reloading of the Card Account. See Cardholder Agreement for details. All trademarks and service marks belong to their owners.
© 2016 Total System Services, Inc. ® All rights reserved.)